ZIP 54986 Foreclosure, Tax-Lien & Distress Report
Winnebago County, Wisconsin · High Vacancy market
DLRadar grades ZIP 54986 (Winnebago County, Wisconsin) at a low 25/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (87/100), flood (NFIP) exposure (85/100)). What sets it apart are the readings on structural risk (53/100), institutional ownership (47/100), mortgage stress (6/100). mortgage stress (6/100) stay muted. On the structural side it scores 53/100, with 2/100 of stress already active.
Prices here sit in a expansion phase: values rose 5.3% over the trailing year, and 24% higher over three years, at 31/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Population is roughly 5,339 with a median age of 52. There are about 2,690 housing units across 54986. The typical home is worth about $300,900 (3.1× income, relatively affordable). Rent burden reaches 17% of tenant households. DLRadar's demographic-stress index for the area reads 23/100. Vacancy runs 17.0%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 32% bachelor's-or-above. At $90,479, median income runs above typical U.S. levels. Owners hold 83% of homes, renters 17%. Roughly 3.9% live below the poverty line, a low share typical of higher-equity areas.
Net-net, 54986 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 54986 runs through one identical scoring model, so its 25/100 sits on the same scale as every other ZIP in Winnebago County, Wisconsin and the nation. The score is rebuilt from public data as it updates, so 54986 reflects the current record instead of a stale or modeled snapshot.
The 25/100 for 54986 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 54986 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 54986
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 54986 by the numbers
54986 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Winnebago County ZIPs near 54986
Nearest ZIP codes to 54986
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Wisconsin distress
Further distress data across Winnebago County, Wisconsin at ZIP, county and state level.
The complete 54986 distress and acquisition report
See who owns each distressed property in 54986, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Built from public records, scored the same way everywhere · methodology