ZIP 54986 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 54986 (Winnebago County, Wisconsin) at a low 23/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (87/100), flood (NFIP) exposure (68/100)). What sets it apart are the readings on structural risk (50/100), institutional ownership (43/100), mortgage stress (6/100). mortgage stress (6/100) stay muted. On the structural side it scores 50/100, with 2/100 of stress already active.

Prices here sit in a expansion phase: values rose 5.3% over the trailing year, and 24% higher over three years, at 31/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 5,339 with a median age of 52. There are about 2,690 housing units across 54986. The typical home is worth about $300,900 (3.1× income, relatively affordable). Rent burden reaches 17% of tenant households. DLRadar's demographic-stress index for the area reads 23/100. Vacancy runs 17.0%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 32% bachelor's-or-above. At $90,479, median income runs above typical U.S. levels. Owners hold 83% of homes, renters 17%. Roughly 3.9% live below the poverty line, a low share typical of higher-equity areas.

Net-net, 54986 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 54986 runs through one identical public-record model, so its 23/100 sits on the same scale as every other ZIP in Winnebago County, Wisconsin and the nation. The score is rebuilt from public data as it updates, so 54986 reflects the current record instead of a stale or modeled snapshot.

The 23/100 for 54986 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 54986 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.