ZIP 54981 Property Distress & Foreclosure Data

ZIP code 54981 in Waupaca County, Wisconsin carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (67/100), structural risk (50/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (8/100) register low. The latent-versus-live split is 50/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (69/100), climate & FEMA risk (66/100).

The market reads expansion — home values rose 6.7% year on year, and 31% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 26% of renters are cost-burdened. A median home runs $218,700 here, or 2.7 times local income. Roughly 7.8% live below the poverty line. About 28% have a four-year degree. The vacancy rate is 18.0% — elevated. The tenure split is 74% owner-occupied to 26% rented. Households earn a median $76,821 — near the roughly $78,000 national figure. The ZIP holds roughly 8,295 housing units. On demographic stress specifically, 54981 scores 25/100. About 15,064 people live here, median age 47.

Net-net, 54981 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.