ZIP 54981 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 54981 (Waupaca County, Wisconsin) lands at 23/100 — low on DLRadar's distress scoring. The pressure is most legible in structural risk (52/100), institutional ownership (45/100), construction/permit lag (23/100). On the quiet end sit construction/permit lag (23/100) and mortgage stress (8/100). On the structural side it scores 52/100, with 2/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (86/100), climate & FEMA risk (66/100).

Prices here sit in a peak phase: values rose 4.6% over the trailing year, and 31% higher over three years (phase confidence 40/100). Topping markets hide individual distress behind strong averages.

Around 26% of renters are cost-burdened. A median home runs $218,700 here, or 2.7 times local income. The poverty rate is 7.8%. Educational attainment sits at 28% bachelor's-or-above. The vacancy rate is 18.0% — elevated. 74% of housing is owner-occupied. Median household income is $76,821, near the U.S. median near $78,000. There are about 8,295 housing units across 54981. On demographic stress specifically, 54981 scores 25/100. 15,064 residents call 54981 home, typically aged 47.

Net-net, 54981 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 54981 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 54981 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 54981 can be compared directly against any other ZIP in Waupaca County, Wisconsin or nationwide. Sparse data for 54981 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 54981 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. For an operator, 54981 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.