ZIP 54949 Foreclosure, Tax-Lien & Distress Report

ZIP 54949's composite property-distress score is 21/100 - DLRadar classes that as low for Waupaca County, Wisconsin. What sets it apart are the readings on structural risk (46/100), institutional ownership (45/100), mortgage stress (8/100). By contrast, mortgage stress (8/100) register low. On the structural side it scores 46/100, with 3/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (78/100), climate & FEMA risk (67/100)).

Prices here sit in a peak phase: values rose 4.6% over the trailing year, and 28% higher over three years (phase confidence 40/100). Topping markets hide individual distress behind strong averages.

Median household income is $84,286, near the U.S. median near $78,000. 9.6% of residents fall below the poverty threshold. About 13% have a four-year degree. Population is roughly 3,549 with a median age of 45. Rent burden reaches 14% of tenant households. DLRadar's demographic-stress index for the area reads 23/100. Vacancy runs 12.6%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 77% owner-occupied to 23% rented. Home values center near $217,400, an affordability ratio of 2.3× — accessible. There are about 1,776 housing units across 54949.

On the whole, 54949 leans distressed, with opportunity clustered in specific stressed parcels. While 54949 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 54949 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 54949 can be compared directly against any other ZIP in Waupaca County, Wisconsin or nationwide. The score is rebuilt from public data as it updates, so 54949 reflects the current record instead of a stale or modeled snapshot.

Behind 54949's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 54949 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.