ZIP 54945 Property Distress & Foreclosure Data

ZIP code 54945 in Waupaca County, Wisconsin carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (67/100), structural risk (51/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low. The latent-versus-live split is 51/100 structural and 3/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (73/100), climate & FEMA risk (67/100).

The market reads expansion — home values rose 6.7% year on year, and 35% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $67,339 — below the roughly $78,000 national figure. The vacancy rate is 19.6% — elevated. The ZIP holds roughly 1,926 housing units. About 19% have a four-year degree. A median home runs $216,800 here, or 2.9 times local income. The tenure split is 79% owner-occupied to 21% rented. Roughly 9.3% live below the poverty line. On demographic stress specifically, 54945 scores 28/100. Around 32% of renters are cost-burdened. About 3,408 people live here, median age 47.

Net-net, 54945 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.