ZIP 54945 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 54945 (Waupaca County, Wisconsin) at a low 21/100 for overall property distress. The pressure is most legible in structural risk (46/100), institutional ownership (44/100), mortgage stress (8/100). mortgage stress (8/100) stay muted. Structural exposure scores 46 and live distress 3 on the 0–100 scale. Climate and flood risk are elevated too — flood (NFIP) exposure (77/100), climate & FEMA risk (67/100).

The market reads peak — home values rose 4.6% year on year, and 35% higher over three years, at 40/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $67,339 — below the roughly $78,000 national figure. Vacancy runs 19.6%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 1,926 housing units. Around 19% of adults hold a bachelor's degree or higher. The typical home is worth about $216,800 (2.9× income, relatively affordable). The tenure split is 79% owner-occupied to 21% rented. The poverty rate is 9.3%. The demographic-stress sub-score lands at 28/100. Around 32% of renters are cost-burdened. About 3,408 people live here, median age 47.

Taken together, 54945 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 54945 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 54945's 21/100 can be lined up against any neighbor in Waupaca County, Wisconsin or any ZIP coast to coast. Sparse data for 54945 shows as blanks, never estimates, and the score updates on every fresh public filing.

54945's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 54945 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.