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ZIP 54977 Foreclosure, Tax-Lien & Distress Report

Waupaca County, Wisconsin · High Vacancy market

Waupaca County, Wisconsin's ZIP 54977 registers 20/100 composite distress, which DLRadar reads as low. On the structural side it scores 43/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (71/100), climate & FEMA risk (67/100). The pressure is most legible in structural risk (43/100), institutional ownership (40/100), mortgage stress (8/100). By contrast, mortgage stress (8/100) register low.

The peak-phase market in 54977 posted values that rose 4.7% over the year, and 29% higher over three years (phase confidence 39/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $249,300 (3.2× income, relatively affordable). Rent burden reaches 25% of tenant households. The vacancy rate is 18.7% — elevated. Around 15% of adults hold a bachelor's degree or higher. About 1,448 people live here, median age 51. Households earn a median $75,625 — near the roughly $78,000 national figure. The tenure split is 92% owner-occupied to 8% rented. The ZIP holds roughly 799 housing units. The poverty rate is 5.3% — low. The demographic-stress sub-score lands at 26/100.

Taken together, 54977 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 54977 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 54977 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 54977 stays directly comparable to neighboring ZIPs and the rest of Waupaca County, Wisconsin. Every figure is auditable to a public dataset and refreshed on ingest; 54977 shows blanks, not estimates, wherever the record is sparse.

54977's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 54977 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

20/100
Composite stress
43/100
Structural risk
2/100
Distress activity

What is driving ZIP 54977’s distress

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk67
9 further dimensions of distress are measured for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

Snapshot: 54977 by the numbers

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Other Waupaca County ZIP codes

Related reports across Waupaca County, Wisconsin

Further distress data across Waupaca County, Wisconsin at ZIP, county and state level.

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Each signal above is traceable to an open dataset · methodology

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