ZIP 54977 Foreclosure, Tax-Lien & Distress Report

Waupaca County, Wisconsin's ZIP 54977 registers 24/100 composite distress, which DLRadar reads as low. On the structural side it scores 54/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (87/100), climate & FEMA risk (67/100). The pressure is most legible in structural risk (54/100), institutional ownership (44/100), construction/permit lag (30/100). By contrast, construction/permit lag (30/100) and mortgage stress (8/100) register low.

The peak-phase market in 54977 posted values that rose 4.7% over the year, and 29% higher over three years (phase confidence 39/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $249,300 (3.2× income, relatively affordable). Rent burden reaches 25% of tenant households. The vacancy rate is 18.7% — elevated. Around 15% of adults hold a bachelor's degree or higher. About 1,448 people live here, median age 51. Households earn a median $75,625 — near the roughly $78,000 national figure. The tenure split is 92% owner-occupied to 8% rented. The ZIP holds roughly 799 housing units. The poverty rate is 5.3% — low. The demographic-stress sub-score lands at 26/100.

Taken together, 54977 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 54977 is not published yet -- the ZIP-level readings above remain fully sourced.

The 54977 read uses the identical scoring model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 54977 stays directly comparable to neighboring ZIPs and the rest of Waupaca County, Wisconsin. Every figure is auditable to a public dataset and refreshed as records update; 54977 shows blanks, not estimates, wherever the record is sparse.

54977's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 54977 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.