ZIP 54977 Property Distress & Foreclosure Data

ZIP code 54977 in Waupaca County, Wisconsin carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 49/100 against active distress of 2/100. Climate and flood risk are elevated too — climate & FEMA risk (67/100), flood (NFIP) exposure (66/100). What sets it apart are the readings on construction/permit lag (65/100), structural risk (49/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (8/100) stay muted.

Prices here sit in a expansion phase: values rose 6.6% over the trailing year, and 29% higher over three years, at 34/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $249,300, an affordability ratio of 3.2× — accessible. Rent burden reaches 25% of tenant households. Vacancy runs 18.7%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 15% bachelor's-or-above. 1,448 residents call 54977 home, typically aged 51. Median household income is $75,625, near the U.S. median near $78,000. Owners hold 92% of homes, renters 8%. There are about 799 housing units across 54977. 5.3% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 26/100.

Taken together, 54977 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.