ZIP 54961 Property Distress & Foreclosure Data

Composite property distress in 54961 (Waupaca County, Wisconsin) lands at 17/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (flood (NFIP) exposure (74/100), climate & FEMA risk (73/100)). On the structural side it scores 38/100, with 2/100 of stress already active. The sharpest non-environmental signals are structural risk (38/100), institutional ownership (17/100), mortgage stress (7/100). On the quiet end sit mortgage stress (7/100) and construction/permit lag (6/100).

The expansion-phase market in 54961 posted values that rose 6.3% over the year, and 22% higher over three years (phase confidence 32/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $71,337, median income runs near typical U.S. levels. The poverty rate is 11.2%. Around 34% of renters are cost-burdened. Around 18% of adults hold a bachelor's degree or higher. 70% of housing is owner-occupied. Population is roughly 14,310 with a median age of 41. The vacancy rate is 6.1%. The demographic-stress sub-score lands at 28/100. The typical home is worth about $221,400 (2.8× income, relatively affordable). The ZIP holds roughly 6,516 housing units.

On balance 54961 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.