ZIP 54961 Foreclosure, Tax-Lien & Distress Report

In Waupaca County, Wisconsin, ZIP 54961 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (flood (NFIP) exposure (78/100), climate & FEMA risk (73/100)). Structural exposure scores 48 and live distress 2 on the 0–100 scale. Its heaviest discrete signals: structural risk (48/100), institutional ownership (45/100), mortgage stress (7/100). On the quiet end sit mortgage stress (7/100).

Prices here sit in a peak phase: values rose 4.7% over the trailing year, and 22% higher over three years (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $71,337, near the U.S. median near $78,000. The poverty rate is 11.2%. Around 34% of renters are cost-burdened. About 18% have a four-year degree. 70% of housing is owner-occupied. About 14,310 people live here, median age 41. Vacancy runs 6.1%. On demographic stress specifically, 54961 scores 28/100. Home values center near $221,400, an affordability ratio of 2.8× — accessible. There are about 6,516 housing units across 54961.

Overall, 54961 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 54961 at the moment; the composite and its components are still built from verifiable public records.

The 54961 read uses the identical public-record model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 54961 stays directly comparable to neighboring ZIPs and the rest of Waupaca County, Wisconsin. The score is rebuilt from public data as it updates, so 54961 reflects the current record instead of a stale or modeled snapshot.

The 22/100 figure for 54961 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 54961 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.