ZIP 54956 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 54956 (Winnebago County, Wisconsin) at a low 23/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (87/100), flood (NFIP) exposure (68/100)). On the structural side it scores 50/100, with 2/100 of stress already active. Its heaviest discrete signals: structural risk (50/100), institutional ownership (43/100), mortgage stress (6/100). On the quiet end sit mortgage stress (6/100).

The market reads expansion — home values rose 5.3% year on year, and 25% higher over three years (phase confidence 31/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 3.3%. DLRadar's demographic-stress index for the area reads 25/100. Roughly 7.6% live below the poverty line. Rent burden reaches 31% of tenant households. About 38% have a four-year degree. Owners hold 69% of homes, renters 31%. Households earn a median $81,386 — near the roughly $78,000 national figure. 46,658 residents call 54956 home, typically aged 38. Home values center near $256,900, an affordability ratio of 2.9× — accessible. There are about 20,158 housing units across 54956.

Broadly, 54956 is a steadier market — the deals are the exceptions, not the rule. 54956 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 54956 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 54956, the field stays empty rather than modeled, and fills in as new documents post.

54956's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 54956 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.