ZIP 54963 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 54963 (Winnebago County, Wisconsin) at a low 23/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (87/100), flood (NFIP) exposure (68/100). Latent structural risk is 50/100 while live distress already moving reads 2/100. The pressure is most legible in structural risk (50/100), institutional ownership (43/100), mortgage stress (6/100). mortgage stress (6/100) stay muted.

The market reads expansion — home values rose 5.3% year on year, and 31% higher over three years (phase confidence 31/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 29% of renters are cost-burdened. Roughly 6.0% live below the poverty line, a low share typical of higher-equity areas. At $76,987, median income runs near typical U.S. levels. Vacancy runs 8.1%. The ZIP holds roughly 3,317 housing units. DLRadar's demographic-stress index for the area reads 25/100. Population is roughly 7,203 with a median age of 43. Owners hold 81% of homes, renters 19%. Around 27% of adults hold a bachelor's degree or higher. The typical home is worth about $238,200 (2.8× income, relatively affordable).

On balance 54963 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 54963 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 54963 read uses the identical public-record model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 54963 stays directly comparable to neighboring ZIPs and the rest of Winnebago County, Wisconsin. Where the public record is thin for 54963, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 54963 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. Treat 54963 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.