ZIP 54963 Property Distress & Foreclosure Data

ZIP code 54963 in Winnebago County, Wisconsin carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (87/100), flood (NFIP) exposure (66/100). The latent-versus-live split is 52/100 structural and 2/100 already moving. What sets it apart are the readings on construction/permit lag (53/100), structural risk (52/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (6/100) register low.

The market reads expansion — home values rose 7.4% year on year, and 31% higher over three years (phase confidence 41/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 29% of renters are cost-burdened. Roughly 6.0% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $76,987 — near the roughly $78,000 national figure. The vacancy rate is 8.1%. The ZIP holds roughly 3,317 housing units. On demographic stress specifically, 54963 scores 25/100. About 7,203 people live here, median age 43. The tenure split is 81% owner-occupied to 19% rented. About 27% have a four-year degree. A median home runs $238,200 here, or 2.8 times local income.

Net-net, 54963 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.