ZIP 54901 Property Distress & Foreclosure Data

DLRadar grades ZIP 54901 (Winnebago County, Wisconsin) at a low 23/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (88/100), flood (NFIP) exposure (66/100)). The latent-versus-live split is 53/100 structural and 2/100 already moving. Property-level stress concentrates in construction/permit lag (53/100), structural risk (53/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (6/100).

The expansion-phase market in 54901 posted values that rose 7.4% over the year, and 34% higher over three years (phase confidence 41/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $61,734, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 30/100. Around 31% of renters are cost-burdened. Around 24% of adults hold a bachelor's degree or higher. The ZIP holds roughly 15,439 housing units. 50% of housing is owner-occupied. The vacancy rate is 9.8%. Population is roughly 36,999 with a median age of 31. The poverty rate is 18.8% — high, a tax-stress and distress correlate. The typical home is worth about $177,700 (2.7× income, relatively affordable).

On balance 54901 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

23/100
Composite stress
53/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 54901

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk88
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Winnebago County

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