Waupaca County, WI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Waupaca County, Wisconsin? DLRadar grades every Waupaca County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 22/100. Here is the 2026 Waupaca County breakdown.
- Waupaca County's most distressed ZIP is 54922 at 22/100.
- 17 ZIP codes tracked in Waupaca County, averaging 20/100 distress.
- Waupaca County reads peak — home values up 4.6% year over year.
- Vacancy runs 14.1% across Waupaca County's tracked ZIPs, with a 14.3% poverty rate.
- The typical Waupaca County home is worth about $198,494 against a ~$72,569 median income.
- Lending headwind in Waupaca County sits at 78/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 54922 | 22/100 |
| 2 | 54961 | 22/100 |
| 3 | 54170 | 21/100 |
| 4 | 54926 | 21/100 |
| 5 | 54933 | 21/100 |
| 6 | 54945 | 21/100 |
| 7 | 54946 | 21/100 |
| 8 | 54949 | 21/100 |
| 9 | 54962 | 21/100 |
| 10 | 54977 | 20/100 |
| 11 | 54981 | 20/100 |
| 12 | 54983 | 20/100 |
Most distressed ZIP codes in Waupaca County (composite distress 0-100, 2026)
What is driving Waupaca County distress
Waupaca County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 20/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Waupaca County market phase and pricing
The cycle in Waupaca County is peak, with values up 4.6% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
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Frequently asked
What is the most distressed ZIP code in Waupaca County, WI?
ZIP 54922 leads Waupaca County at 22/100, recomputed monthly from public records.
Where is Waupaca County in the housing cycle?
The market phase for Waupaca County is peak, prices rising 4.6% on the year — derived from the FHFA House Price Index path.
Which datasets feed the Waupaca County scores?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 17 Waupaca County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Waupaca County ZIP codes?
A county average hides the spread. Across the Waupaca County ZIPs DLRadar ranks, scores run from 22/100 in 54922 down to 20/100 in 54983, against a Waupaca County average of 20/100. Because the gap runs to 2 points, Waupaca County rewards ZIP-level precision.
What do Waupaca County home values and vacancy say about distressed supply?
The typical Waupaca County home carries about $198,494 of value against a median household income near $72,569. Vacancy across Waupaca County's tracked ZIPs runs 14.1% and the poverty rate is 14.3%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Waupaca County's foreclosure and lien filings and its 78/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.