Waupaca County, WI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Waupaca County, WI distress report, 2026: 17 ZIPs scored in Waupaca, WI, Waupaca, WI average 22/100; the top Waupaca, WI ZIP is 54945 at 24/100; Waupaca, WI market phase peak, Waupaca, WI prices +4.6% year over year.
- Waupaca, WI ranks #2,521 nationally (opportunity index); Waupaca, WI #37 in Wisconsin; Waupaca, WI index 25.8.
- Waupaca, WI: no CFPB county sample; Waupaca, WI non-metro area reading 0.5%.
- Waupaca, WI ZIP phases: 16 peak, 1 expansion.
- Waupaca, WI residential listings tracked: 4 across 12 ZIPs; Waupaca, WI candidate listings 2.
- Waupaca, WI HUD assisted properties: 2 with 40 units.
- Waupaca, WI lenders on watch: 6; largest Waupaca, WI footprint Premier Community Bank (6 branches).
- Waupaca, WI most distressed ZIP: 54945 at 24/100.
Waupaca, WI figures: DLRadar distress index; Waupaca, WI inputs: CFPB, FHFA, HUD, FDIC; Waupaca, WI rebuilt as sources refresh.
| Rank | Waupaca, WI ZIP | Score |
|---|---|---|
| 1 | 54945 | 24/100 |
| 2 | 54977 | 24/100 |
| 3 | 54922 | 23/100 |
| 4 | 54926 | 23/100 |
| 5 | 54933 | 23/100 |
| 6 | 54946 | 23/100 |
| 7 | 54949 | 23/100 |
| 8 | 54961 | 23/100 |
| 9 | 54962 | 23/100 |
| 10 | 54981 | 23/100 |
| 11 | 54983 | 23/100 |
| 12 | 54170 | 22/100 |
Most distressed Waupaca, WI ZIPs (0-100, 2026)
Mortgage delinquency around Waupaca, WI
No CFPB county sample covers Waupaca, WI; the non-metro area reading for Waupaca, WI: 0.5% ninety-plus; Waupaca, WI area thirty-to-eighty-nine 1.3% (December 2025, Waupaca, WI); Wisconsin overall 0.5%.
Opportunity index: Waupaca, WI
Waupaca, WI index 25.8, Waupaca, WI phase weak; Waupaca, WI primary driver vacancy, Waupaca, WI second driver bank institutional. Waupaca, WI components: property stress 20.0, foreclosure pressure 17.9, listing discounts 14.1, bank stress 61.4, insurance 0.0; Waupaca, WI pulse 31.4; Waupaca, WI capital opportunity 17.4; Waupaca, WI seven-day change -0.2%.
ZIP market phases inside Waupaca, WI
17 Waupaca, WI ZIPs carry a price-cycle phase; Waupaca, WI ZIPs by phase (Waupaca, WI), deepest drawdown first: peak, +4.9% YoY (Waupaca, WI): 54170; expansion, +5.2% YoY (Waupaca, WI): 54486; peak, +4.7% YoY (Waupaca, WI): 54922, 54961, 54977; peak, +4.6% YoY (Waupaca, WI): 54926, 54933, 54945, 54946, Waupaca, WI 54949, 54962, 54965, 54981; peak, +4.8% YoY (Waupaca, WI): 54929, 54940, 54950.
Residential listings by Waupaca, WI ZIP
Waupaca, WI ZIPs with the most tracked Waupaca, WI residential listings: 54929 1 listings, 1 candidates, bank pressure 63; 54950 1 listings, 1 candidates, bank pressure 66; 54961 1 listings, 0 candidates, bank pressure 61; 54983 1 listings, 0 candidates, bank pressure 58 (Waupaca, WI); 54926 0 listings, 0 candidates, bank pressure 64; 54933 0 listings, 0 candidates, bank pressure 64; 54945 0 listings, 0 candidates, bank pressure 62; 54946 0 listings, 0 candidates, bank pressure 64. Waupaca, WI totals: 4 listings; Waupaca, WI candidates 2; active ZIPs 2.
HUD assisted housing in Waupaca, WI
2 assisted properties with 40 units sit in Waupaca, WI; largest Waupaca, WI properties: Gateway Village Apartments (New London) 24 units; Countryside Estates (Waupaca) 16 units, 16 assisted.
Lenders with branches in Waupaca, WI
Waupaca, WI lenders by branch count: Premier Community Bank (Waupaca, WI): stress 87, 6 branches low in Waupaca, WI; First State Bank (Waupaca, WI): stress 78, 4 branches elevated in Waupaca, WI; Bank First N A (Waupaca, WI): stress 45, 3 branches moderate in Waupaca, WI; Farmers Stb Of Waupaca (Waupaca, WI): stress 58, 2 branches moderate in Waupaca, WI; Associated Bank Na (Waupaca, WI): stress 68, 1 branch low in Waupaca, WI; Wolf River Community Bank (Waupaca, WI): stress 47, 1 branch low in Waupaca, WI.
Vacancy and permits, Waupaca, WI
3,220 of 25,791 Waupaca, WI housing units are vacant; Waupaca, WI permits, twelve months: 41 multifamily units in Waupaca, WI, 154 one-to-four unit units.
Work Waupaca, WI at the parcel level
Every Waupaca, WI parcel carries owner and address; every Waupaca, WI parcel carries APN; Waupaca, WI distress scores sit on the Waupaca, WI live board.
Waupaca, WI figures refresh with each source.
Waupaca, WI questions
Most distressed ZIP code in Waupaca County, WI?
ZIP 54945 leads Waupaca, WI at 24/100; next in Waupaca, WI: 54977 at 24/100; the Waupaca, WI average is 22/100.
Where does Waupaca County, WI rank for investment opportunity?
Waupaca, WI is #2,521 among all ranked counties, #37 in Wisconsin; the Waupaca, WI driver is vacancy; Waupaca, WI moved down 535 places.
How many mortgages are delinquent in Waupaca County, WI?
Waupaca, WI takes the non-metro area reading of 0.5% for December 2025; no CFPB county sample covers Waupaca, WI.
Which banks lend in Waupaca County, WI?
6 watched lenders hold Waupaca, WI branches; the largest Waupaca, WI footprints are Premier Community Bank (6), First State Bank (4), Bank First N A (3).
More on Waupaca, WI
Waupaca County, WI distress report: public-record figures for Waupaca, WI; not legal advice for Waupaca, WI; not tax or investment advice; verify every Waupaca, WI record before acting.