ZIP 54909 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 54909 (Portage County, Wisconsin) returns a low composite of 15/100. Its heaviest discrete signals: construction/permit lag (41/100), structural risk (34/100), institutional ownership (5/100). institutional ownership (5/100) and mortgage stress (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (66/100). The split runs 34/100 structural to 1/100 active on the ground.

The expansion-phase market in 54909 posted values that rose 5.2% over the year, and 58% higher over three years (phase confidence 34/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

There are about 1,021 housing units across 54909. The vacancy rate is 20.3% — elevated. A median home runs $195,800 here, or 2.4 times local income. Educational attainment sits at 22% bachelor's-or-above. The poverty rate is 9.2%. DLRadar's demographic-stress index for the area reads 24/100. Around 22% of renters are cost-burdened. Population is roughly 2,042 with a median age of 44. At $78,365, median income runs near typical U.S. levels. 87% of housing is owner-occupied.

On the whole, 54909 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 54909's 15/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 54909, the field stays empty rather than modeled, and fills in as new documents post.

54909's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 54909 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.