ZIP 54909 Property Distress & Foreclosure Data

ZIP code 54909 in Portage County, Wisconsin carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (53/100), structural risk (34/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (66/100). The latent-versus-live split is 34/100 structural and 1/100 already moving.

The market reads expansion — home values rose 6.0% year on year, and 58% higher over three years (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 1,021 housing units. The vacancy rate is 20.3% — elevated. A median home runs $195,800 here, or 2.4 times local income. About 22% have a four-year degree. Roughly 9.2% live below the poverty line. On demographic stress specifically, 54909 scores 24/100. Around 22% of renters are cost-burdened. About 2,042 people live here, median age 44. Households earn a median $78,365 — near the roughly $78,000 national figure. The tenure split is 87% owner-occupied to 13% rented.

Net-net, 54909 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.