ZIP 54423 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 54423 (Portage County, Wisconsin) lands at 16/100 — low on DLRadar's public-record scoring. The split runs 34/100 structural to 1/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (70/100). Property-level stress concentrates in construction/permit lag (38/100), structural risk (34/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (2/100).

Prices here sit in a expansion phase: values rose 5.3% over the trailing year, and 30% higher over three years (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 5.0%. A median home runs $329,100 here, or 2.5 times local income. Households earn a median $116,941 — above the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 20/100. Owners hold 96% of homes, renters 4%. The ZIP holds roughly 948 housing units. About 2,235 people live here, median age 51. Educational attainment sits at 33% bachelor's-or-above. Around 27% of renters are cost-burdened. Roughly 2.1% live below the poverty line, a low share typical of higher-equity areas.

On balance, 54423 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 54423 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 54423 read uses the identical public-record model applied coast to coast, which means its 16/100 score means exactly what it means anywhere else, and 54423 stays directly comparable to neighboring ZIPs and the rest of Portage County, Wisconsin. The score is rebuilt from public data as it updates, so 54423 reflects the current record instead of a stale or modeled snapshot.

The 16/100 figure for 54423 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 54423 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.