Bank Of Alma (FDIC #26689): Bank Stress & Real-Estate Credit Exposure

Bank Of Alma (FDIC Cert #26689): bank stress 0/100, contained, STABLE over 7 days; parent DAIRYLAND BANK HOLDING CORP.

Bank Of Alma (#26689) lends in 3 counties across 2 states; Bank Of Alma (#26689) reaches 26 ZIP codes: Wisconsin 2 counties, 13 ZIPs; Minnesota 1 county, 13 ZIPs.

Bank Of Alma (#26689) largest markets: Wabasha County, MN (13 branches, 13 ZIPs) (#26689), Buffalo County, WI (18 branches, 9 ZIPs) (#26689), Pepin County, WI (6 branches, 6 ZIPs) (#26689).

Bank Of Alma (#26689) reports $339.5 million in total assets; Bank Of Alma (#26689) equity $172.2 million (50.7% of Bank Of Alma (#26689) assets); Bank Of Alma (#26689) domestic deposits $166.3 million; Bank Of Alma (#26689) net income $5.3 million; Bank Of Alma (#26689) return on assets 3.16%; Bank Of Alma (#26689) return on equity 6.28%; Bank Of Alma (#26689) net interest income $7.3 million; Bank Of Alma (#26689) call report June 30, 2026.

Bank Of Alma (#26689) noncurrent real-estate loans: none reported; Bank Of Alma (#26689) net charge-offs on real estate 1.09%; Bank Of Alma (#26689) residential charge-offs 1.03%.

Bank Of Alma (#26689) net interest margin 4.36% against an eight-quarter Bank Of Alma (#26689) average of 4.75% (Bank Of Alma (#26689) compression 0.40 points); Bank Of Alma (#26689) non-residential real estate 102.7% of equity; Bank Of Alma (#26689) rate-exposure score 40/100, Bank Of Alma (#26689) fixed-rate trap 40/100; Bank Of Alma (#26689) risk type rate trapped; Bank Of Alma (#26689) rate regime rates elevated, Bank Of Alma (#26689) snapshot October 19, 2026.

Bank Of Alma (#26689) stress score held at 0 across 116 daily snapshots, June 22, 2026 to October 19, 2026.

Bank Of Alma (#26689) alerts: 3 counties; top Bank Of Alma (#26689) alert scores: Nelson County, WI 9 (low); Pepin County, WI 9 (low); Wabasha County, WI 9 (low).