Forward Bank (FDIC #28530): Bank Stress & Real-Estate Credit Exposure
Forward Bank (FDIC Cert #28530): bank stress 75/100, severe, STABLE over 7 days; parent FORWARD MUTUAL HOLDING CO.
Forward Bank (#28530) lends in 9 counties across 2 states; Forward Bank (#28530) reaches 115 ZIP codes: Wisconsin 8 counties, 102 ZIPs; Minnesota 1 county, 13 ZIPs.
Forward Bank (#28530) largest markets: Marathon County, WI (58 branches, 29 ZIPs) (#28530), Clark County, WI (84 branches, 21 ZIPs) (#28530), Wood County, WI (15 branches, 15 ZIPs) (#28530), Taylor County, WI (28 branches, 14 ZIPs) (#28530), Oneida County, WI (14 branches, 14 ZIPs) (#28530), Chippewa County, WI (14 branches, 14 ZIPs) (#28530).
Forward Bank (#28530) reports $1.28 billion in total assets; Forward Bank (#28530) equity $118.7 million (9.3% of Forward Bank (#28530) assets); Forward Bank (#28530) domestic deposits $1.04 billion; Forward Bank (#28530) net income $5.5 million; Forward Bank (#28530) return on assets 0.90%; Forward Bank (#28530) return on equity 9.68%; Forward Bank (#28530) net interest income $24.7 million; Forward Bank (#28530) call report June 30, 2026.
Forward Bank (#28530) noncurrent real-estate loans: none reported; Forward Bank (#28530) net charge-offs on real estate 0.32%.
Forward Bank (#28530) net interest margin 4.46% against an eight-quarter Forward Bank (#28530) average of 4.12% (Forward Bank (#28530) compression -0.34 points); Forward Bank (#28530) rate-exposure score 40/100, Forward Bank (#28530) fixed-rate trap 40/100; Forward Bank (#28530) risk type credit driven; Forward Bank (#28530) rate regime rates elevated, Forward Bank (#28530) snapshot October 19, 2026.
Forward Bank (#28530) stress score moved from 71.9 on June 22, 2026 to 75.2 on October 19, 2026; Forward Bank (#28530) ranged 71.9 to 75.2 over 116 snapshots.
Forward Bank (#28530) alerts: 9 counties; top Forward Bank (#28530) alert scores: Colby County, WI 25 (low); Lake City County, WI 25 (low); Marshfield County, WI 25 (low); Phillips County, WI 25 (low); Rib Lake County, WI 25 (low).