Vilas County, WI: Foreclosures, Tax Liens & Distressed Properties

Vilas County, Wisconsin is scored end-to-end by DLRadar for property distress, drawn only from deterministic public records. County-level credit and bank headwind reads 42/100. ZIP-level distress ranges from 17/100 at the top down to 16/100. There are 13 scored ZIPs in the county (mean composite 17/100).

Currently peak, Vilas County saw prices rise 4.6% year over year, at 40/100 phase confidence. With values leveling off, the average masks the outliers — the edge is parcel by parcel.

Near the cycle top at +4.6% YoY (40/100 confidence), selectivity rules — target the few ZIPs carrying distress. A mid-cycle 42/100 lender reading points to a blend the ZIP scores sort out.

Distress concentrates in ZIP 54512 (17/100), ZIP 54519 (17/100), ZIP 54540 (17/100), ZIP 54545 (17/100), ZIP 54554 (17/100), ZIP 54557 (17/100) — drill into any for the parcel-level read. Also scored across the county: 54558, 54560, 54561, 54568, 54521, 54538, 54548.

On the housing-and-income side, the Vilas County ZIPs on file report vacancy near 60%, 85% owner-occupancy, poverty running near 8.2%, typical home values near $325,538, household income averaging about $68,489, below the national median, residents with a median age around 56.5. Income, equity and tenure like these set up which owners come under strain and how quickly stock clears.

With a low 17/100 reading over 13 ZIPs, Vilas County rewards parcel-by-parcel work rather than a blanket buy. Unlock Vilas County to see every parcel's owner and contact detail, APN, score, bank exposure and an exit-velocity estimate.

No county is too small to score: Vilas County, Wisconsin runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Vilas County's numbers mean exactly what they mean anywhere else in Wisconsin.

For an acquisition buyer, the practical use of Vilas County, Wisconsin's scores is triage: the ZIPs and parcels carrying the highest composite are where motivated sellers and below-market exits concentrate, while lower-scored areas rarely justify the marketing spend. Every figure traces to a public federal or county source — recorder and court records for foreclosure and liens, FHFA for the price cycle, FDIC for lender stress — and DLRadar leaves a signal blank rather than estimating where Vilas County data is thin.

The ZIP breakdown for Vilas County leads with 54512 (17/100), 54519 (17/100), 54540 (17/100), 54545 (17/100), 54554 (17/100), 54557 (17/100). DLRadar also scores 54558, 54560, 54561, 54568, 54521, 54538, 54548 across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

Under Vilas County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.