ZIP 54521 Property Distress & Foreclosure Data

ZIP code 54521 in Vilas County, Wisconsin carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (74/100), structural risk (37/100), mortgage stress (11/100). mortgage stress (11/100) and institutional ownership (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (61/100). On the structural side it scores 37/100, with 3/100 of stress already active.

Prices here sit in a expansion phase: values rose 6.7% over the trailing year, and 24% higher over three years (phase confidence 35/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $72,619, near the U.S. median near $78,000. Around 16% of renters are cost-burdened. Owners hold 84% of homes, renters 16%. DLRadar's demographic-stress index for the area reads 29/100. The ZIP holds roughly 7,684 housing units. 8,555 residents call 54521 home, typically aged 54. Educational attainment sits at 29% bachelor's-or-above. Home values center near $305,100, an affordability ratio of 3.8× — accessible. 9.7% of residents fall below the poverty threshold. The vacancy rate is 47.9% — elevated.

Taken together, 54521 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.