ZIP 54521 Foreclosure, Tax-Lien & Distress Report
Vilas County, Wisconsin · High Vacancy market
DLRadar grades ZIP 54521 (Vilas County, Wisconsin) at a low 16/100 for overall property distress. The pressure is most legible in construction/permit lag (69/100), structural risk (36/100), mortgage stress (11/100). On the quiet end sit mortgage stress (11/100) and institutional ownership (3/100). It additionally carries heavy environmental risk: climate & FEMA risk (61/100). The split runs 36/100 structural to 3/100 active on the ground.
The peak-phase market in 54521 posted values that rose 4.6% over the year, and 24% higher over three years (phase confidence 40/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Households earn a median $72,619 — near the roughly $78,000 national figure. Around 16% of renters are cost-burdened. 84% of housing is owner-occupied. The demographic-stress sub-score lands at 29/100. There are about 7,684 housing units across 54521. About 8,555 people live here, median age 54. Educational attainment sits at 29% bachelor's-or-above. A median home runs $305,100 here, or 3.8 times local income. Roughly 9.7% live below the poverty line. The vacancy rate is 47.9% — elevated.
Net-net, 54521 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 54521 at the moment; the composite and its components are still built from verifiable public records.
No ZIP is too small to score: 54521 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 16/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 54521, the field stays empty rather than modeled, and fills in as new documents post.
54521's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 54521 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 54521
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 54521 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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