ZIP 54512 Property Distress & Foreclosure Data

ZIP code 54512 in Vilas County, Wisconsin carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (61/100). The latent-versus-live split is 38/100 structural and 4/100 already moving. What sets it apart are the readings on construction/permit lag (76/100), structural risk (38/100), mortgage stress (12/100). mortgage stress (12/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 6.7% over the trailing year, and 10% higher over three years (phase confidence 35/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $71,875, near the U.S. median near $78,000. The ZIP holds roughly 1,433 housing units. 8.5% of residents fall below the poverty threshold. The vacancy rate is 53.4% — elevated. Educational attainment sits at 28% bachelor's-or-above. 1,466 residents call 54512 home, typically aged 58. Around 29% of renters are cost-burdened. Owners hold 75% of homes, renters 25%. DLRadar's demographic-stress index for the area reads 33/100. Home values center near $294,500, an affordability ratio of 3.9× — accessible.

Taken together, 54512 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.