ZIP 54512 Foreclosure, Tax-Lien & Distress Report
Vilas County, Wisconsin · High Vacancy market
DLRadar grades ZIP 54512 (Vilas County, Wisconsin) at a low 17/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (61/100). The latent-versus-live split is 38/100 structural and 4/100 already moving. The sharpest non-environmental signals are construction/permit lag (76/100), structural risk (38/100), mortgage stress (12/100). mortgage stress (12/100) and institutional ownership (3/100) stay muted.
The market reads peak — home values rose 4.6% year on year, and 10% higher over three years, at 40/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Households earn a median $71,875 — near the roughly $78,000 national figure. The ZIP holds roughly 1,433 housing units. The poverty rate is 8.5%. Vacancy runs 53.4%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 28% bachelor's-or-above. Population is roughly 1,466 with a median age of 58. Around 29% of renters are cost-burdened. 75% of housing is owner-occupied. On demographic stress specifically, 54512 scores 33/100. The typical home is worth about $294,500 (3.9× income, relatively affordable).
Net-net, 54512 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 54512 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Big metro or rural, 54512 runs through one identical public-record model, so its 17/100 sits on the same scale as every other ZIP in Vilas County, Wisconsin and the nation. Where the public record is thin for 54512, the field stays empty rather than modeled, and fills in as new documents post.
54512's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 54512 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 54512 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
54512 at a glance
Current distress, phase, housing and lender-pressure figures for 54512, drawn from the same report attached to each property.
Adjacent Vilas County ZIP reports
Explore related distress reports
Keep going: ZIP, county and state distress coverage for Vilas County, Wisconsin.
Get the full acquisition report for 54512
Every distressed parcel in 54512 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology