ZIP 54554 Foreclosure, Tax-Lien & Distress Report

ZIP code 54554 in Vilas County, Wisconsin carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. Its heaviest discrete signals: construction/permit lag (76/100), structural risk (38/100), mortgage stress (12/100). By contrast, mortgage stress (12/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (61/100). On the structural side it scores 38/100, with 4/100 of stress already active.

The peak-phase market in 54554 posted values that rose 4.6% over the year, and 37% higher over three years (phase confidence 40/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 60.0% — elevated. Around 30% of renters are cost-burdened. Median household income is $58,478, below the U.S. median near $78,000. Around 17% of adults hold a bachelor's degree or higher. 7.1% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 33/100. The tenure split is 86% owner-occupied to 14% rented. The typical home is worth about $247,300 (3.8× income, relatively affordable). The ZIP holds roughly 1,269 housing units. 1,099 residents call 54554 home, typically aged 58.

Taken together, 54554 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 54554 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 54554 runs through one identical public-record model, so its 17/100 sits on the same scale as every other ZIP in Vilas County, Wisconsin and the nation. Where the public record is thin for 54554, the field stays empty rather than modeled, and fills in as new documents post.

Behind 54554's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 54554 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.