ZIP 49969 Foreclosure, Tax-Lien & Distress Report

In Gogebic County, Michigan, ZIP 49969 scores 8 of 100 for composite distress, a minimal level on DLRadar's public-record index. On the structural side it scores 18/100, with 2/100 of stress already active. Property-level stress concentrates in construction/permit lag (44/100), structural risk (18/100), mortgage stress (8/100). On the quiet end sit mortgage stress (8/100) and institutional ownership (3/100).

The expansion-phase market in 49969 posted values that rose 5.5% over the year, and 10% higher over three years (phase confidence 32/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 62.2%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 67% of tenant households. Home values center near $247,300, an affordability ratio of 4.0×. 1,054 residents call 49969 home, typically aged 61. The demographic-stress sub-score lands at 39/100. Educational attainment sits at 24% bachelor's-or-above. Households earn a median $61,101 — below the roughly $78,000 national figure. 87% of housing is owner-occupied. 10.9% of residents fall below the poverty threshold. The ZIP holds roughly 1,424 housing units.

On the whole, 49969 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 49969 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 49969 runs hot or quiet, its 8/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 49969 can be compared directly against any other ZIP in Gogebic County, Michigan or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 49969 shows blanks, not estimates, wherever the record is sparse.

49969's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 49969 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.