ZIP 54540 Property Distress & Foreclosure Data

In Vilas County, Wisconsin, ZIP 54540 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (60/100). Its standout signals are construction/permit lag (76/100), structural risk (38/100), mortgage stress (12/100). By contrast, mortgage stress (12/100) and institutional ownership (3/100) register low. Structural risk reads 38/100 against active distress of 4/100.

The market reads expansion — home values rose 6.7% year on year, and 40% higher over three years, at 35/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 69.2%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 89% owner-occupied to 11% rented. Rent burden reaches 32% of tenant households. About 31% have a four-year degree. A median home runs $276,400 here, or 3.5 times local income. Households earn a median $63,438 — below the roughly $78,000 national figure. About 985 people live here, median age 61. There are about 1,486 housing units across 54540. On demographic stress specifically, 54540 scores 31/100. Roughly 4.6% live below the poverty line, a low share typical of higher-equity areas.

Net-net, 54540 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.