ZIP 54557 Foreclosure, Tax-Lien & Distress Report

ZIP 54557's composite property-distress score is 17/100 - DLRadar classes that as low for Vilas County, Wisconsin. Structural risk reads 38/100 against active distress of 4/100. Climate and flood risk are elevated too — climate & FEMA risk (60/100). Its heaviest discrete signals: construction/permit lag (76/100), structural risk (38/100), mortgage stress (12/100). mortgage stress (12/100) and institutional ownership (3/100) stay muted.

Prices here sit in a peak phase: values rose 4.6% over the trailing year, and 11% higher over three years, at 40/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 97% owner-occupied to 3% rented. Roughly 4.7% live below the poverty line, a low share typical of higher-equity areas. There are about 1,922 housing units across 54557. Around 0% of renters are cost-burdened. 1,061 residents call 54557 home, typically aged 66. Around 44% of adults hold a bachelor's degree or higher. Vacancy runs 75.2%, above the national norm and a classic distress-and-opportunity signal. Median household income is $81,750, near the U.S. median near $78,000. A median home runs $394,600 here, or 5.0 times local income. The demographic-stress sub-score lands at 30/100.

Taken together, 54557 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 54557 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 54557's 17/100 can be lined up against any neighbor in Vilas County, Wisconsin or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 54557, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

54557's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 54557 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.