ZIP 49947 Foreclosure, Tax-Lien & Distress Report

Gogebic County, Michigan's ZIP 49947 registers 8/100 composite distress, which DLRadar reads as minimal. The split runs 18/100 structural to 2/100 active on the ground. The sharpest non-environmental signals are construction/permit lag (47/100), structural risk (18/100), mortgage stress (8/100). On the quiet end sit mortgage stress (8/100) and institutional ownership (4/100).

Prices here sit in a expansion phase: values rose 5.5% over the trailing year (phase confidence 32/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

593 residents call 49947 home, typically aged 63. Owners hold 98% of homes, renters 2%. Home values center near $204,500, an affordability ratio of 3.8× — accessible. The ZIP holds roughly 885 housing units. Vacancy runs 61.5%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 32/100. 5.4% of residents fall below the poverty threshold. Median household income is $50,682, below the U.S. median near $78,000. Educational attainment sits at 20% bachelor's-or-above.

Taken together, 49947 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 49947 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 49947 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 8/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 49947 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 8/100 figure for 49947 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 49947 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.