ZIP 49960 Foreclosure, Tax-Lien & Distress Report

In Ontonagon County, Michigan, ZIP 49960 scores 8 of 100 for composite distress, a minimal level on DLRadar's public-record index. Its heaviest discrete signals: construction/permit lag (71/100), structural risk (20/100), mortgage stress (10/100). mortgage stress (10/100) and institutional ownership (6/100) stay muted. Structurally it carries 20/100, against 3/100 of stress already in motion.

Prices here sit in a expansion phase: values rose 5.5% over the trailing year (phase confidence 32/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $44,219, below the U.S. median near $78,000. 98% of housing is owner-occupied. 31.6% of residents fall below the poverty threshold. There are about 166 housing units across 49960. Around 7% of adults hold a bachelor's degree or higher. Home values center near $61,900, an affordability ratio of 1.4× — accessible. Vacancy runs 39.3%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 294 with a median age of 40. DLRadar's demographic-stress index for the area reads 29/100.

Taken together, 49960 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 49960's 8/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 49960 shows blanks, not estimates, wherever the record is sparse.

Behind 49960's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 49960 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.