Ontonagon County, MI: Foreclosures, Tax Liens & Distressed Properties

Ontonagon County, MI, Michigan: 12 ZIP codes scored, Ontonagon County, MI averaging 8/100 (minimal, Ontonagon, MI), from 6 to 9. Ontonagon County, MI is in its expansion phase (Ontonagon, MI confidence 32/100): Ontonagon, MI home prices up 5.5% (Ontonagon, MI) over twelve months. Ontonagon County, MI lender headwind: 100/100.

Highest-scoring Ontonagon County, MI ZIPs: 49910 (9/100), 49912 (9/100), 49925 (9/100), 49929 (9/100), 49953 (9/100), 49960 (9/100). Also scored in Ontonagon County, MI: 49967, 49971, 49947, 49948, 49952, 49965.

Across Ontonagon County, MI's scored ZIPs: median home value $130,825, household income $54,276, 47.9% vacancy, 14.1% poverty, 92% owner-occupied, median age 56.9.

Ontonagon County, MI insurance distress 0/100 (#2,738 in the US); FEMA hazard 0/100 for Ontonagon, MI; Ontonagon, MI construction distress 74/100.

2 banks with 2 branches lend in Ontonagon County, MI; Ontonagon, MI weighted bank stress 62/100, highest 64/100 in Ontonagon, MI.

Ontonagon County, MI unemployment 6.0% (Ontonagon, MI -1.1 pts, six months); 10 new housing units permitted in Ontonagon County, MI over twelve months, Ontonagon, MI down 29% from 14; Ontonagon, MI home prices +11.5% a year (Ontonagon, MI) over three years.

5,238 housing units in Ontonagon County, MI; 379 Ontonagon, MI renter households; 31% of Ontonagon, MI renters spend 30%+ of income on rent, 13% (Ontonagon, MI) half or more.

Ontonagon County, MI ranks #645 nationally on the opportunity index (Ontonagon, MI, among all ranked counties); Ontonagon, MI scores 32.7/100 and Ontonagon, MI sits #27 inside Michigan. Ontonagon, MI is in the overheated opportunity phase; Ontonagon, MI's primary driver is vacancy, Ontonagon, MI second driver construction; Ontonagon, MI moved down 72 places. 3 short-sale listings across Ontonagon, MI; 33 days on market observed in Ontonagon, MI; 41.7% vacancy over 12 Ontonagon, MI ZIPs.

No CFPB county sample covers Ontonagon County, MI. The non-metro area reading for Ontonagon, MI: 1.0% ninety-plus days late; Ontonagon, MI's thirty-to-eighty-nine share is 2.6% (Ontonagon, MI, December 2025 data); Michigan overall 0.9%.

Ontonagon County, MI has 2 watched banks; 2 Ontonagon, MI banks sit in an elevated band. Ontonagon, MI footprints: Miners State Bank (1 branch, stress 64) in Ontonagon, MI; Citizens State Bank (1 branch, stress 60) in Ontonagon, MI.

2,089 of the 5,238 housing units in Ontonagon, MI sit vacant. Ontonagon County, MI permitted 0 multifamily units in twelve months; Ontonagon, MI's one-to-four unit structures added 10 units in Ontonagon County, MI.