ZIP 49910 Foreclosure, Tax-Lien & Distress Report

In Ontonagon County, Michigan, ZIP 49910 scores 8 of 100 for composite distress, a minimal level on DLRadar's public-record index. The split runs 20/100 structural to 3/100 active on the ground. Its standout signals are construction/permit lag (71/100), structural risk (20/100), mortgage stress (10/100). On the quiet end sit mortgage stress (10/100) and institutional ownership (6/100).

The market reads expansion — home values rose 5.5% year on year (phase confidence 32/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Around 0% of renters are cost-burdened. Home values center near $301,000, an affordability ratio of 5.9×. The vacancy rate is 47.5% — elevated. There are about 313 housing units across 49910. Median household income is $51,250, below the U.S. median near $78,000. On demographic stress specifically, 49910 scores 37/100. 30.7% of residents fall below the poverty threshold. About 254 people live here, median age 66. Around 22% of adults hold a bachelor's degree or higher. Owners hold 91% of homes, renters 9%.

Net-net, 49910 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 49910 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 49910 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 8/100 composite is a like-for-like number rather than an isolated estimate. 49910 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 8/100 figure for 49910 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 49910 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.