Ontonagon County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Ontonagon County, Michigan? DLRadar grades every Ontonagon County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 9/100. Here is the 2026 Ontonagon County breakdown.
- Ontonagon County's most distressed ZIP is 49967 at 9/100.
- 12 ZIP codes tracked in Ontonagon County, averaging 8/100 distress.
- Ontonagon County reads expansion — home values up 5.5% year over year.
- Vacancy runs 47.9% across Ontonagon County's tracked ZIPs, with a 14.1% poverty rate.
- The typical Ontonagon County home is worth about $130,825 against a ~$54,276 median income.
- Lending headwind in Ontonagon County sits at 100/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 49967 | 9/100 |
| 2 | 49910 | 8/100 |
| 3 | 49912 | 8/100 |
| 4 | 49925 | 8/100 |
| 5 | 49929 | 8/100 |
| 6 | 49947 | 8/100 |
| 7 | 49948 | 8/100 |
| 8 | 49953 | 8/100 |
| 9 | 49960 | 8/100 |
| 10 | 49971 | 8/100 |
| 11 | 49952 | 7/100 |
| 12 | 49965 | 7/100 |
Most distressed ZIP codes in Ontonagon County (composite distress 0-100, 2026)
What is driving Ontonagon County distress
DLRadar builds Ontonagon County's distress picture only from records anyone can pull; its ZIPs average 8/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Ontonagon County market phase and pricing
DLRadar places Ontonagon County in expansion; prices moved up 5.5% over the year. Longer marketing times follow, and with them the sellers worth calling.
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Frequently asked
What is the hardest-hit ZIP in Ontonagon County?
ZIP 49967 leads Ontonagon County at 9/100, recomputed monthly from public records.
Which phase does Ontonagon County sit in right now?
Ontonagon County reads expansion, with home prices up 5.5% year over year. Phase comes from FHFA House Price Index trajectory.
Where does the Ontonagon County data come from?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 12 Ontonagon County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Ontonagon County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Ontonagon County ZIPs DLRadar ranks, scores run from 9/100 in 49967 down to 7/100 in 49965, against a Ontonagon County average of 8/100. Because the gap runs to 2 points, Ontonagon County rewards ZIP-level precision.
What do Ontonagon County home values and vacancy say about distressed supply?
The typical Ontonagon County home carries about $130,825 of value against a median household income near $54,276. Vacancy across Ontonagon County's tracked ZIPs runs 47.9% and the poverty rate is 14.1%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Ontonagon County's foreclosure and lien data and its 100/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.