Ontonagon County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Ontonagon County, MI distress report, 2026: 12 ZIPs scored in Ontonagon, MI, Ontonagon, MI average 8/100; the top Ontonagon, MI ZIP is 49910 at 9/100; Ontonagon, MI market phase expansion, Ontonagon, MI prices +5.5% year over year.
- Ontonagon, MI ranks #643 nationally (opportunity index); Ontonagon, MI #27 in Michigan; Ontonagon, MI index 32.7.
- Ontonagon, MI: no CFPB county sample; Ontonagon, MI non-metro area reading 1.0%.
- Ontonagon, MI ZIP phases: 9 expansion, 3 peak.
- Ontonagon, MI residential listings tracked: 6 across 8 ZIPs; Ontonagon, MI candidate listings 5.
- Ontonagon, MI lenders on watch: 2; largest Ontonagon, MI footprint Miners State Bank (1 branch).
- Ontonagon, MI most distressed ZIP: 49910 at 9/100.
Ontonagon, MI figures: DLRadar distress index; Ontonagon, MI inputs: CFPB, FHFA, HUD, FDIC; Ontonagon, MI rebuilt as sources refresh.
| Rank | Ontonagon, MI ZIP | Score |
|---|---|---|
| 1 | 49910 | 9/100 |
| 2 | 49912 | 9/100 |
| 3 | 49925 | 9/100 |
| 4 | 49929 | 9/100 |
| 5 | 49953 | 9/100 |
| 6 | 49960 | 9/100 |
| 7 | 49971 | 9/100 |
| 8 | 49947 | 8/100 |
| 9 | 49948 | 8/100 |
| 10 | 49967 | 8/100 |
| 11 | 49952 | 7/100 |
| 12 | 49965 | 6/100 |
Most distressed Ontonagon, MI ZIPs (0-100, 2026)
Mortgage delinquency around Ontonagon, MI
No CFPB county sample covers Ontonagon, MI; the non-metro area reading for Ontonagon, MI: 1.0% ninety-plus; Ontonagon, MI area thirty-to-eighty-nine 2.6% (December 2025, Ontonagon, MI); Michigan overall 0.9%.
Opportunity index: Ontonagon, MI
Ontonagon, MI index 32.7, Ontonagon, MI phase overheated; Ontonagon, MI primary driver vacancy, Ontonagon, MI second driver construction. Ontonagon, MI components: property stress 22.8, foreclosure pressure 24.7, listing discounts 23.6, bank stress 43.8, insurance 0.0; Ontonagon, MI pulse 37.7; Ontonagon, MI capital opportunity 25.2.
ZIP market phases inside Ontonagon, MI
12 Ontonagon, MI ZIPs carry a price-cycle phase; Ontonagon, MI ZIPs by phase (Ontonagon, MI), deepest drawdown first: expansion, +5.5% YoY (Ontonagon, MI): 49910, 49912, 49925, 49929, Ontonagon, MI 49947, 49953, 49960, 49971; expansion, +5.4% YoY (Ontonagon, MI): 49948; peak, +4.3% YoY (Ontonagon, MI): 49952; peak, +4.4% YoY (Ontonagon, MI): 49965; peak, +4.9% YoY (Ontonagon, MI): 49967.
Residential listings by Ontonagon, MI ZIP
Ontonagon, MI ZIPs with the most tracked Ontonagon, MI residential listings: 49953 4 listings, 4 candidates, bank pressure 62; 49925 1 listings, 1 candidates, bank pressure 62; 49948 1 listings, 0 candidates, bank pressure 66; 49910 0 listings, 0 candidates, bank pressure 62 (Ontonagon, MI); 49912 0 listings, 0 candidates, bank pressure 62; 49929 0 listings, 0 candidates, bank pressure 62; 49960 0 listings, 0 candidates, bank pressure 62; 49971 0 listings, 0 candidates, bank pressure 62. Ontonagon, MI totals: 6 listings; Ontonagon, MI candidates 5; active ZIPs 1.
Lenders with branches in Ontonagon, MI
Ontonagon, MI lenders by branch count: Miners State Bank (Ontonagon, MI): stress 64, 1 branch elevated in Ontonagon, MI; Citizens State Bank (Ontonagon, MI): stress 60, 1 branch elevated in Ontonagon, MI.
Vacancy and permits, Ontonagon, MI
2,089 of 5,238 Ontonagon, MI housing units are vacant; Ontonagon, MI permits, twelve months: 0 multifamily units in Ontonagon, MI, 10 one-to-four unit units.
Work Ontonagon, MI at the parcel level
Every Ontonagon, MI parcel carries owner and address; every Ontonagon, MI parcel carries APN; Ontonagon, MI distress scores sit on the Ontonagon, MI live board.
Ontonagon, MI figures refresh with each source.
Ontonagon, MI questions
Most distressed ZIP code in Ontonagon County, MI?
ZIP 49910 leads Ontonagon, MI at 9/100; next in Ontonagon, MI: 49912 at 9/100; the Ontonagon, MI average is 8/100.
Where does Ontonagon County, MI rank for investment opportunity?
Ontonagon, MI is #643 among all ranked counties, #27 in Michigan; the Ontonagon, MI driver is vacancy; Ontonagon, MI moved down 66 places.
How many mortgages are delinquent in Ontonagon County, MI?
Ontonagon, MI takes the non-metro area reading of 1.0% for December 2025; no CFPB county sample covers Ontonagon, MI.
Which banks lend in Ontonagon County, MI?
2 watched lenders hold Ontonagon, MI branches; the largest Ontonagon, MI footprints are Miners State Bank (1), Citizens State Bank (1).
More on Ontonagon, MI
Ontonagon County, MI distress report: public-record figures for Ontonagon, MI; not legal advice for Ontonagon, MI; not tax or investment advice; verify every Ontonagon, MI record before acting.