ZIP 49938 Foreclosure, Tax-Lien & Distress Report

ZIP code 49938 in Gogebic County, Michigan carries a composite property-distress score of 8/100 — a minimal reading on DLRadar's deterministic public-record index. Structurally it carries 18/100, against 2/100 of stress already in motion. Leading the profile are construction/permit lag (44/100), structural risk (18/100), mortgage stress (8/100). By contrast, mortgage stress (8/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 5.5% year on year, and 27% higher over three years, at 32/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $44,379, below the U.S. median near $78,000. Around 33% of renters are cost-burdened. About 24% have a four-year degree. The typical home is worth about $104,000 (2.1× income, relatively affordable). 13.7% of residents fall below the poverty threshold. 7,424 residents call 49938 home, typically aged 52. Owners hold 78% of homes, renters 22%. The vacancy rate is 19.0% — elevated. DLRadar's demographic-stress index for the area reads 26/100. There are about 4,754 housing units across 49938.

Taken together, 49938 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 49938 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 49938's 8/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 49938, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

49938's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 49938 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.