ZIP 54558 Property Distress & Foreclosure Data

ZIP code 54558 in Vilas County, Wisconsin carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (74/100), structural risk (38/100), mortgage stress (11/100). By contrast, mortgage stress (11/100) and institutional ownership (3/100) register low. On the structural side it scores 38/100, with 3/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (62/100).

The market reads expansion — home values rose 6.7% year on year, and 27% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $62,404 — below the roughly $78,000 national figure. Around 16% of renters are cost-burdened. About 23% have a four-year degree. A median home runs $261,000 here, or 3.8 times local income. Roughly 9.7% live below the poverty line. On demographic stress specifically, 54558 scores 31/100. The ZIP holds roughly 2,696 housing units. The vacancy rate is 56.5% — elevated. About 2,224 people live here, median age 57. The tenure split is 80% owner-occupied to 20% rented.

Net-net, 54558 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.