ZIP 54558 Foreclosure, Tax-Lien & Distress Report

ZIP code 54558 in Vilas County, Wisconsin carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic distress index. What sets it apart are the readings on construction/permit lag (65/100), structural risk (36/100), mortgage stress (11/100). On the quiet end sit mortgage stress (11/100) and institutional ownership (3/100). Structural risk reads 36/100 against active distress of 3/100. Climate and flood risk are elevated too — climate & FEMA risk (62/100).

Prices here sit in a peak phase: values rose 4.6% over the trailing year, and 27% higher over three years, at 40/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $62,404, median income runs below typical U.S. levels. Rent burden reaches 16% of tenant households. About 23% have a four-year degree. Home values center near $261,000, an affordability ratio of 3.8× — accessible. 9.7% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 31/100. The ZIP holds roughly 2,696 housing units. The vacancy rate is 56.5% — elevated. 2,224 residents call 54558 home, typically aged 57. 80% of housing is owner-occupied.

Taken together, 54558 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 54558 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 54558 read uses the identical scoring model applied coast to coast, which means its 16/100 score means exactly what it means anywhere else, and 54558 stays directly comparable to neighboring ZIPs and the rest of Vilas County, Wisconsin. Sparse data for 54558 shows as blanks, never estimates, and the score updates on every fresh public filing.

54558's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 54558 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.