ZIP 54548 Foreclosure, Tax-Lien & Distress Report

In Oneida County, Wisconsin, ZIP 54548 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. On the structural side it scores 34/100, with 3/100 of stress already active. Its heaviest discrete signals: construction/permit lag (57/100), structural risk (34/100), mortgage stress (10/100). mortgage stress (10/100) and institutional ownership (3/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (64/100)).

The market reads peak — home values rose 4.6% year on year, and 43% higher over three years (phase confidence 40/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

76% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 33/100. 5,703 residents call 54548 home, typically aged 56. About 36% have a four-year degree. A median home runs $336,400 here, or 4.4 times local income. There are about 5,111 housing units across 54548. The vacancy rate is 46.1% — elevated. The poverty rate is 5.5% — low. Households earn a median $69,784 — near the roughly $78,000 national figure. Around 35% of renters are cost-burdened.

Taken together, 54548 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 54548 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 54548 runs hot or quiet, its 16/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 54548 can be compared directly against any other ZIP in Oneida County, Wisconsin or nationwide. Where the public record is thin for 54548, the field stays empty rather than modeled, and fills in as new documents post.

54548's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 54548 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.