ZIP 54501 Foreclosure, Tax-Lien & Distress Report

ZIP 54501's composite property-distress score is 15/100 - DLRadar classes that as low for Oneida County, Wisconsin. Leading the profile are construction/permit lag (52/100), structural risk (33/100), mortgage stress (10/100). mortgage stress (10/100) and institutional ownership (3/100) stay muted. Structural risk reads 33/100 against active distress of 3/100. Climate and flood risk are elevated too — climate & FEMA risk (64/100).

The peak-phase market in 54501 posted values that rose 4.6% over the year, and 28% higher over three years (phase confidence 40/100). Topping markets hide individual distress behind strong averages.

About 26% have a four-year degree. Roughly 8.6% live below the poverty line. The typical home is worth about $203,900 (2.8× income, relatively affordable). Around 32% of renters are cost-burdened. Households earn a median $68,602 — below the roughly $78,000 national figure. Vacancy runs 29.6%, above the national norm and a classic distress-and-opportunity signal. There are about 12,761 housing units across 54501. The demographic-stress sub-score lands at 27/100. 21,096 residents call 54501 home, typically aged 48. The tenure split is 83% owner-occupied to 17% rented.

Taken together, 54501 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 54501 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 54501 read uses the identical public-record model applied coast to coast, which means its 15/100 score means exactly what it means anywhere else, and 54501 stays directly comparable to neighboring ZIPs and the rest of Oneida County, Wisconsin. Sparse data for 54501 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 54501 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 15/100 roll-up. The point of the 54501 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.