ZIP 54435 Property Distress & Foreclosure Data

Lincoln County, Wisconsin's ZIP 54435 registers 15/100 composite distress, which DLRadar reads as low. The latent-versus-live split is 32/100 structural and 2/100 already moving. The most distinctive pressure shows up in construction/permit lag (62/100), structural risk (32/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 6.7% year on year, and 46% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $82,440 — near the roughly $78,000 national figure. On demographic stress specifically, 54435 scores 23/100. A median home runs $217,600 here, or 2.6 times local income. About 1,977 people live here, median age 53. The ZIP holds roughly 1,586 housing units. About 22% have a four-year degree. Roughly 4.1% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 89% owner-occupied to 11% rented. Around 7% of renters are cost-burdened. The vacancy rate is 44.7% — elevated.

Net-net, 54435 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

15/100
Composite stress
32/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 54435

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk54
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Lincoln County

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