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ZIP 54442 Foreclosure, Tax-Lien & Distress Report

Lincoln County, Wisconsin · High Vacancy market

Composite property distress in 54442 (Lincoln County, Wisconsin) lands at 16/100 — low on DLRadar's distress scoring. Structural risk reads 35/100 against active distress of 2/100. The most distinctive pressure shows up in construction/permit lag (72/100), structural risk (35/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (3/100) stay muted.

The peak-phase market in 54442 posted values that rose 4.6% over the year, and 21% higher over three years (phase confidence 40/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $65,000, below the U.S. median near $78,000. Vacancy runs 22.8%, above the national norm and a classic distress-and-opportunity signal. Owners hold 87% of homes, renters 13%. There are about 790 housing units across 54442. The poverty rate is 4.6% — low. Around 22% of adults hold a bachelor's degree or higher. A median home runs $229,800 here, or 3.4 times local income. The demographic-stress sub-score lands at 34/100. Rent burden reaches 71% of tenant households. 1,530 residents call 54442 home, typically aged 52.

Net-net, 54442 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 54442 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 54442 runs through one identical scoring model, so its 16/100 sits on the same scale as every other ZIP in Lincoln County, Wisconsin and the nation. Every figure is auditable to a public dataset and refreshed as records update; 54442 shows blanks, not estimates, wherever the record is sparse.

The 16/100 figure for 54442 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 54442 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

16/100
Composite stress
35/100
Structural risk
2/100
Distress activity

What is driving ZIP 54442’s distress

Foreclosure activity0
Mortgage stress5
Climate / FEMA risk56
54442 carries 9 additional scored dimensions

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 54442 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Nearby ZIPs in Lincoln County

Nearest ZIP codes to 54442

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

More distress data near 54442

Additional distress intelligence spanning Lincoln County, Wisconsin by ZIP, county and state.

The complete 54442 distress and acquisition report

The full 54442 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.

Each signal above is traceable to an open dataset · methodology

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