ZIP 54539 Foreclosure, Tax-Lien & Distress Report
Oneida County, Wisconsin · High Vacancy market
In Oneida County, Wisconsin, ZIP 54539 scores 15 of 100 for composite distress, a low level on DLRadar's distress index. Climate and flood risk are elevated too — climate & FEMA risk (64/100). Its standout signals are construction/permit lag (48/100), structural risk (32/100), mortgage stress (10/100). mortgage stress (10/100) and institutional ownership (3/100) stay muted. The split runs 32/100 structural to 3/100 active on the ground.
Prices here sit in a peak phase: values rose 4.6% over the trailing year, and 77% higher over three years, at 40/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The ZIP holds roughly 2,033 housing units. Vacancy runs 69.0%, above the national norm and a classic distress-and-opportunity signal. 89% of housing is owner-occupied. On demographic stress specifically, 54539 scores 36/100. Around 26% of adults hold a bachelor's degree or higher. Roughly 9.0% live below the poverty line. The typical home is worth about $282,200 (3.8× income, relatively affordable). Around 49% of renters are cost-burdened. About 1,404 people live here, median age 56. Median household income is $64,044, below the U.S. median near $78,000.
Net-net, 54539 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 54539 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Because one deterministic model scores every ZIP, 54539's 15/100 can be lined up against any neighbor in Oneida County, Wisconsin or any ZIP coast to coast. 54539 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
54539's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 54539 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 54539
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 54539 by the numbers
A live read on 54539: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Other Oneida County ZIP codes
Nearest ZIP codes to 54539
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 54539
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Deterministic. Every signal traces to a public dataset · methodology