Vilas County, WI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Vilas County, WI distress report, 2026: 13 ZIPs scored in Vilas, WI, Vilas, WI average 16/100; the top Vilas, WI ZIP is 54512 at 16/100; Vilas, WI market phase peak, Vilas, WI prices +4.6% year over year.
- Vilas, WI ranks #1,422 nationally (opportunity index); Vilas, WI #14 in Wisconsin; Vilas, WI index 29.7.
- Vilas, WI: no CFPB county sample; Vilas, WI non-metro area reading 0.5%.
- Vilas, WI ZIP phases: 13 peak.
- Vilas, WI residential listings tracked: 9 across 12 ZIPs; Vilas, WI candidate listings 6.
- Vilas, WI HUD assisted properties: 1 with 6 units.
- Vilas, WI lenders on watch: 8; largest Vilas, WI footprint Associated Bank Na (2 branches).
- Vilas, WI most distressed ZIP: 54512 at 16/100.
Vilas, WI figures: DLRadar distress index; Vilas, WI inputs: CFPB, FHFA, HUD, FDIC; Vilas, WI rebuilt as sources refresh.
| Rank | Vilas, WI ZIP | Score |
|---|---|---|
| 1 | 54512 | 16/100 |
| 2 | 54519 | 16/100 |
| 3 | 54521 | 16/100 |
| 4 | 54540 | 16/100 |
| 5 | 54545 | 16/100 |
| 6 | 54554 | 16/100 |
| 7 | 54557 | 16/100 |
| 8 | 54558 | 16/100 |
| 9 | 54560 | 16/100 |
| 10 | 54561 | 16/100 |
| 11 | 54568 | 16/100 |
| 12 | 54538 | 15/100 |
Most distressed Vilas, WI ZIPs (0-100, 2026)
Mortgage delinquency around Vilas, WI
No CFPB county sample covers Vilas, WI; the non-metro area reading for Vilas, WI: 0.5% ninety-plus; Vilas, WI area thirty-to-eighty-nine 1.3% (December 2025, Vilas, WI); Wisconsin overall 0.5%.
Opportunity index: Vilas, WI
Vilas, WI index 29.7, Vilas, WI phase early_signal; Vilas, WI primary driver vacancy, Vilas, WI second driver construction. Vilas, WI components: property stress 22.6, foreclosure pressure 22.6, listing discounts 10.3, bank stress 62.9, insurance 0.0; Vilas, WI pulse 38.7; Vilas, WI capital opportunity 16.1.
ZIP market phases inside Vilas, WI
13 Vilas, WI ZIPs carry a price-cycle phase; Vilas, WI ZIPs by phase (Vilas, WI), deepest drawdown first: peak, +4.6% YoY (Vilas, WI): 54512, 54519, 54521, 54538, Vilas, WI 54540, 54545, 54548, 54554, Vilas, WI 54557, 54558, 54560, 54561, Vilas, WI 54568.
Residential listings by Vilas, WI ZIP
Vilas, WI ZIPs with the most tracked Vilas, WI residential listings: 54557 4 listings, 4 candidates, bank pressure 63; 54554 2 listings, 1 candidates, bank pressure 64; 54519 1 listings, 0 candidates, bank pressure 64; 54538 1 listings, 1 candidates, bank pressure 66 (Vilas, WI); 54558 1 listings, 0 candidates, bank pressure 66; 54512 0 listings, 0 candidates, bank pressure 64; 54521 0 listings, 0 candidates, bank pressure 67; 54540 0 listings, 0 candidates, bank pressure 68. Vilas, WI totals: 9 listings; Vilas, WI candidates 6; active ZIPs 2.
HUD assisted housing in Vilas, WI
1 assisted properties with 6 units sit in Vilas, WI; largest Vilas, WI properties: James Poehlman Villa (Eagle River) 6 units, 6 assisted.
Lenders with branches in Vilas, WI
Vilas, WI lenders by branch count: Associated Bank Na (Vilas, WI): stress 68, 2 branches low in Vilas, WI; Headwaters State Bank (Vilas, WI): stress 53, 2 branches low in Vilas, WI; Incrediblebank (Vilas, WI): stress 77, 1 branch low in Vilas, WI; Forward Bank (Vilas, WI): stress 75, 1 branch low in Vilas, WI; Great North Bank (Vilas, WI): stress 72, 1 branch low in Vilas, WI; Peoples State Bank (Vilas, WI): stress 70, 1 branch low in Vilas, WI; Chippewa Valley Bank (Vilas, WI): stress 54, 1 branch low in Vilas, WI; Nicolet National Bank (Vilas, WI): stress 50, 1 branch low in Vilas, WI.
Vacancy and permits, Vilas, WI
13,729 of 24,876 Vilas, WI housing units are vacant; Vilas, WI permits, twelve months: 0 multifamily units in Vilas, WI, 263 one-to-four unit units.
Work Vilas, WI at the parcel level
Every Vilas, WI parcel carries owner and address; every Vilas, WI parcel carries APN; Vilas, WI distress scores sit on the Vilas, WI live board.
Vilas, WI figures refresh with each source.
Vilas, WI questions
Most distressed ZIP code in Vilas County, WI?
ZIP 54512 leads Vilas, WI at 16/100; next in Vilas, WI: 54519 at 16/100; the Vilas, WI average is 16/100.
Where does Vilas County, WI rank for investment opportunity?
Vilas, WI is #1,422 among all ranked counties, #14 in Wisconsin; the Vilas, WI driver is vacancy; Vilas, WI moved down 984 places.
How many mortgages are delinquent in Vilas County, WI?
Vilas, WI takes the non-metro area reading of 0.5% for December 2025; no CFPB county sample covers Vilas, WI.
Which banks lend in Vilas County, WI?
8 watched lenders hold Vilas, WI branches; the largest Vilas, WI footprints are Associated Bank Na (2), Headwaters State Bank (2), Incrediblebank (1).
More on Vilas, WI
Vilas County, WI distress report: public-record figures for Vilas, WI; not legal advice for Vilas, WI; not tax or investment advice; verify every Vilas, WI record before acting.