Apple River State Bank (FDIC #17453): Bank Stress & Real-Estate Credit Exposure
Apple River State Bank (FDIC Cert #17453): bank stress 67/100, elevated, STABLE over 7 days; parent FIRST APPLE RIVER CORP.
Apple River State Bank (#17453) lends in 3 counties across 2 states; Apple River State Bank (#17453) reaches 50 ZIP codes: Wisconsin 2 counties, 35 ZIPs; Illinois 1 county, 15 ZIPs.
Apple River State Bank (#17453) largest markets: Grant County, WI (24 branches, 24 ZIPs) (#17453), Jo Daviess County, IL (90 branches, 15 ZIPs) (#17453), Lafayette County, WI (14 branches, 14 ZIPs) (#17453).
Apple River State Bank (#17453) reports $675.2 million in total assets; Apple River State Bank (#17453) equity $52.6 million (7.8% of Apple River State Bank (#17453) assets); Apple River State Bank (#17453) domestic deposits $548.3 million; Apple River State Bank (#17453) net income $5.1 million; Apple River State Bank (#17453) return on assets 1.57%; Apple River State Bank (#17453) return on equity 19.80%; Apple River State Bank (#17453) net interest income $10.0 million; Apple River State Bank (#17453) call report June 30, 2026.
Apple River State Bank (#17453) noncurrent real-estate loans: none reported; Apple River State Bank (#17453) net charge-offs on real estate 0.31%; Apple River State Bank (#17453) residential charge-offs 1.05%.
Apple River State Bank (#17453) net interest margin 3.27% against an eight-quarter Apple River State Bank (#17453) average of 2.93% (Apple River State Bank (#17453) compression -0.34 points); Apple River State Bank (#17453) non-residential real estate 105.1% of equity; Apple River State Bank (#17453) rate-exposure score 40/100, Apple River State Bank (#17453) fixed-rate trap 40/100; Apple River State Bank (#17453) risk type credit driven; Apple River State Bank (#17453) rate regime rates elevated, Apple River State Bank (#17453) snapshot October 19, 2026.
Apple River State Bank (#17453) stress score moved from 65.3 on June 22, 2026 to 67 on October 20, 2026; Apple River State Bank (#17453) ranged 65.3 to 67 over 117 snapshots.
Apple River State Bank (#17453) alerts: 3 counties; top Apple River State Bank (#17453) alert scores: Warren County, IL 47 (moderate); Darlington County, IL 25 (low); Hazel Green County, IL 25 (low).