Lafayette County, WI: Foreclosures, Tax Liens & Distressed Properties

Every ZIP in Lafayette County, Wisconsin carries a DLRadar distress score assembled from foreclosure, tax, mortgage and lender records. The county spans 14 scored ZIP codes, averaging 13/100 composite distress. On bank and credit headwind, Lafayette County scores 62/100, a stressed reading. Individual Lafayette County ZIPs score between 10 and 20 on the 0–100 composite.

In its peak phase, Lafayette County home prices rose 4.6% across the last year, at 40/100 phase confidence. This late in the run, the average masks the outliers with opportunity concentrated by ZIP.

With Lafayette County flat at +4.6% YoY (40/100 confidence), selectivity rules so the headline market won't hand it over. Bank stress at 62/100 favors patient capital: banks under pressure move REO faster.

By composite, 53811 (20/100), 53818 (20/100), 53807 (18/100), 53522 (17/100), 53565 (14/100), 53504 (13/100) top the county — tap any ZIP to go deeper. The breakdown continues through 53516, 53510, 53530, 53541, 53586, 53587, 53599, 53803 and more.

Demographically, the ZIPs DLRadar tracks across Lafayette County come in at home values averaging roughly $212,721, below the US, 9.7% of households below the poverty line, a median age of 42.7, household income averaging about $68,632, below the national median, 78% of homes owner-occupied, a 6.8% vacancy rate. Taken together, they set up both the distress on offer and the exit velocity.

With a minimal 13/100 reading over 14 ZIPs, distress here is parcel-specific — work it parcel by parcel. Subscribers get each Lafayette County parcel's owner, APN and address, per-parcel scoring with lender exposure and resale velocity.

Whether Lafayette County, Wisconsin carries heavy distress or only a handful of flagged parcels, every score here is built the same deterministic way — from recorded foreclosures, tax delinquency, liens and lender stress — so Lafayette County can be compared directly against any county in the country.

Used properly, Lafayette County, Wisconsin's scores are a triage layer: they rank where motivated sellers cluster so acquisition spend goes to the ZIPs that convert rather than across Lafayette County as a whole. All Lafayette County inputs are public record — recorder, court, FHFA and FDIC — and the score is rebuilt on ingest rather than modelled forward.

Drilling in, Lafayette County's highest-scoring ZIPs are 53811 (20/100), 53818 (20/100), 53807 (18/100), 53522 (17/100), 53565 (14/100), 53504 (13/100). DLRadar also scores 53516, 53510, 53530, 53541, 53586, 53587, 53599, 53803 across the county. Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.

The Lafayette County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.