Fidelity Bank&Trust (FDIC #14382): Bank Stress & Real-Estate Credit Exposure
Fidelity Bank&Trust (FDIC Cert #14382): bank stress 63/100, elevated, STABLE over 7 days; parent FIDELITY CO.
Fidelity Bank&Trust (#14382) lends in 20 counties across 4 states; Fidelity Bank&Trust (#14382) reaches 281 ZIP codes: Iowa 17 counties, 229 ZIPs; Wisconsin 1 county, 24 ZIPs; Illinois 1 county, 15 ZIPs; Minnesota 1 county, 14 ZIPs.
Fidelity Bank&Trust (#14382) largest markets: Clayton County, IA (24 branches, 24 ZIPs) (#14382), Grant County, WI (24 branches, 24 ZIPs) (#14382), Fayette County, IA (24 branches, 24 ZIPs) (#14382), Iowa County, IA (21 branches, 21 ZIPs) (#14382), Keokuk County, IA (42 branches, 21 ZIPs) (#14382), Kossuth County, IA (21 branches, 21 ZIPs) (#14382).
Fidelity Bank&Trust (#14382) reports $2.60 billion in total assets; Fidelity Bank&Trust (#14382) equity $268.4 million (10.3% of Fidelity Bank&Trust (#14382) assets); Fidelity Bank&Trust (#14382) domestic deposits $2.13 billion; Fidelity Bank&Trust (#14382) net income $16.7 million; Fidelity Bank&Trust (#14382) return on assets 1.30%; Fidelity Bank&Trust (#14382) return on equity 12.72%; Fidelity Bank&Trust (#14382) net interest income $42.8 million; Fidelity Bank&Trust (#14382) call report June 30, 2026.
Fidelity Bank&Trust (#14382) noncurrent real-estate loans 0.01% of its book; Fidelity Bank&Trust (#14382) net charge-offs on real estate 1.02%; Fidelity Bank&Trust (#14382) residential charge-offs 1.57%.
Fidelity Bank&Trust (#14382) net interest margin 3.64% against an eight-quarter Fidelity Bank&Trust (#14382) average of 3.15% (Fidelity Bank&Trust (#14382) compression -0.49 points); Fidelity Bank&Trust (#14382) real-estate loans 0.7% of equity; Fidelity Bank&Trust (#14382) non-residential real estate 156.6% of equity; Fidelity Bank&Trust (#14382) rate-exposure score 40/100, Fidelity Bank&Trust (#14382) fixed-rate trap 40/100; Fidelity Bank&Trust (#14382) risk type credit driven; Fidelity Bank&Trust (#14382) rate regime rates elevated, Fidelity Bank&Trust (#14382) snapshot October 19, 2026.
Fidelity Bank&Trust (#14382) stress score moved from 62.5 on June 22, 2026 to 63.5 on October 20, 2026; Fidelity Bank&Trust (#14382) ranged 62.5 to 63.5 over 117 snapshots.
Fidelity Bank&Trust (#14382) alerts: 20 counties; top Fidelity Bank&Trust (#14382) alert scores: Bancroft County, IA 22 (low); Charles City County, IA 22 (low); Dike County, IA 22 (low); East Dubuque County, IA 22 (low); Frost County, IA 22 (low).