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Winneshiek County, IA: Foreclosures, Tax Liens & Distressed Properties

Winneshiek County, IA, Iowa: 12 ZIP codes scored, Winneshiek County, IA averaging 15/100 (low, Winneshiek, IA), from 12 to 16. Winneshiek County, IA is in its peak phase (Winneshiek, IA confidence 28/100): Winneshiek, IA home prices up 2.5% (Winneshiek, IA) over twelve months. Winneshiek County, IA lender headwind: 52/100.

Highest-scoring Winneshiek County, IA ZIPs: 52101 (16/100), 52132 (16/100), 52136 (16/100), 52144 (16/100), 52165 (16/100), 52168 (16/100). Also scored in Winneshiek County, IA: 52133, 52161, 52162, 52140, 52171, 52172.

Across Winneshiek County, IA's scored ZIPs: median home value $204,183, household income $71,414, 10.2% vacancy, 7.9% poverty, 78% owner-occupied, median age 41.9.

Winneshiek County, IA insurance distress 21/100 (#2,120 in the US); FEMA hazard 40/100 for Winneshiek, IA; 2 federal disaster declarations in Winneshiek County, IA since 2023; Winneshiek, IA construction distress 47/100.

9 banks with 14 branches lend in Winneshiek County, IA; Winneshiek, IA weighted bank stress 62/100, highest 75/100 in Winneshiek, IA.

Winneshiek County, IA unemployment 2.5% (Winneshiek, IA -1.3 pts, six months); 46 new housing units permitted in Winneshiek County, IA over twelve months, Winneshiek, IA up 2% from 45; Winneshiek, IA home prices +10.8% a year (Winneshiek, IA) over three years.

9,029 housing units in Winneshiek County, IA; 1,938 Winneshiek, IA renter households; 32% of Winneshiek, IA renters spend 30%+ of income on rent, 12% (Winneshiek, IA) half or more.

Winneshiek County, IA ranks #2,367 nationally on the opportunity index (Winneshiek, IA, among all ranked counties); Winneshiek, IA scores 26.4/100 and Winneshiek, IA sits #61 inside Iowa. Winneshiek, IA is in the weak opportunity phase; Winneshiek, IA's primary driver is bank institutional, Winneshiek, IA second driver vacancy; Winneshiek, IA moved down 201 places. 2 short-sale listings across Winneshiek, IA; 3 days on market observed in Winneshiek, IA; 9.9% vacancy over 12 Winneshiek, IA ZIPs.

No CFPB county sample covers Winneshiek County, IA. The non-metro area reading for Winneshiek, IA: 0.7% ninety-plus days late; Winneshiek, IA's thirty-to-eighty-nine share is 2.1% (Winneshiek, IA, December 2025 data); Iowa overall 0.9%.

Winneshiek County, IA has 8 watched banks; 8 Winneshiek, IA banks sit in an elevated band. Winneshiek, IA footprints: Citizens Savings Bank (2 branches, stress 75) in Winneshiek, IA; Fidelity Bank&Trust (2 branches, stress 63) in Winneshiek, IA; Decorah Bank&Trust Co (2 branches, stress 57) in Winneshiek, IA.

890 of the 9,029 housing units in Winneshiek, IA sit vacant. Winneshiek County, IA permitted 0 multifamily units in twelve months; Winneshiek, IA's one-to-four unit structures added 46 units in Winneshiek County, IA.

Peak
Market phase
2.5%
Winneshiek, IA HPI YoY
0%
Drawdown
28
Winneshiek confidence

Where distress concentrates in Winneshiek County

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