Farmers Savings Bank (FDIC #14807): Bank Stress & Real-Estate Credit Exposure
Farmers Savings Bank (FDIC Cert #14807): bank stress 75/100, severe, STABLE over 7 days; parent MARJON BCORP INC.
Farmers Savings Bank (#14807) lends in 3 counties across 1 state; Farmers Savings Bank (#14807) reaches 55 ZIP codes: Iowa 3 counties, 55 ZIPs.
Farmers Savings Bank (#14807) largest markets: Clayton County, IA (48 branches, 24 ZIPs) (#14807), Fayette County, IA (72 branches, 24 ZIPs) (#14807), Delaware County, IA (34 branches, 17 ZIPs) (#14807).
Farmers Savings Bank (#14807) reports $299.1 million in total assets; Farmers Savings Bank (#14807) equity $28.6 million (9.6% of Farmers Savings Bank (#14807) assets); Farmers Savings Bank (#14807) domestic deposits $260.2 million; Farmers Savings Bank (#14807) net income $1.3 million; Farmers Savings Bank (#14807) return on assets 0.85%; Farmers Savings Bank (#14807) return on equity 8.92%; Farmers Savings Bank (#14807) net interest income $4.0 million; Farmers Savings Bank (#14807) call report June 30, 2026.
Farmers Savings Bank (#14807) noncurrent real-estate loans: none reported; Farmers Savings Bank (#14807) net charge-offs on real estate 1.92%; Farmers Savings Bank (#14807) residential charge-offs 0.63%.
Farmers Savings Bank (#14807) net interest margin 2.91% against an eight-quarter Farmers Savings Bank (#14807) average of 2.81% (Farmers Savings Bank (#14807) compression -0.10 points); Farmers Savings Bank (#14807) non-residential real estate 63.5% of equity; Farmers Savings Bank (#14807) rate-exposure score 40/100, Farmers Savings Bank (#14807) fixed-rate trap 40/100; Farmers Savings Bank (#14807) risk type credit driven; Farmers Savings Bank (#14807) rate regime rates elevated, Farmers Savings Bank (#14807) snapshot October 19, 2026.
Farmers Savings Bank (#14807) stress score moved from 72.5 on June 22, 2026 to 75 on October 19, 2026; Farmers Savings Bank (#14807) ranged 72.5 to 75 over 116 snapshots.
Farmers Savings Bank (#14807) alerts: 3 counties; top Farmers Savings Bank (#14807) alert scores: Manchester County, IA 24 (low); Strawberry Point County, IA 24 (low); Wadena County, IA 24 (low).