Luana Savings Bank (FDIC #253): Bank Stress & Real-Estate Credit Exposure
Luana Savings Bank (FDIC Cert #253): bank stress 74/100, elevated, STABLE over 7 days; parent LUANA BCORP.
Luana Savings Bank (#253) lends in 6 counties across 1 state; Luana Savings Bank (#253) reaches 119 ZIP codes: Iowa 6 counties, 119 ZIPs.
Luana Savings Bank (#253) largest markets: Polk County, IA (42 branches, 42 ZIPs) (#253), Dallas County, IA (25 branches, 25 ZIPs) (#253), Clayton County, IA (24 branches, 24 ZIPs) (#253), Warren County, IA (21 branches, 21 ZIPs) (#253), Winneshiek County, IA (12 branches, 12 ZIPs) (#253), Chickasaw County, IA (9 branches, 9 ZIPs) (#253).
Luana Savings Bank (#253) reports $2.34 billion in total assets; Luana Savings Bank (#253) equity $213.7 million (9.1% of Luana Savings Bank (#253) assets); Luana Savings Bank (#253) domestic deposits $1.97 billion; Luana Savings Bank (#253) net income $10.8 million; Luana Savings Bank (#253) return on assets 0.96%; Luana Savings Bank (#253) return on equity 10.32%; Luana Savings Bank (#253) net interest income $19.7 million; Luana Savings Bank (#253) call report June 30, 2026.
Luana Savings Bank (#253) noncurrent real-estate loans: none reported; Luana Savings Bank (#253) net charge-offs on real estate 0.12%.
Luana Savings Bank (#253) net interest margin 1.81% against an eight-quarter Luana Savings Bank (#253) average of 1.75% (Luana Savings Bank (#253) compression -0.06 points); Luana Savings Bank (#253) rate-exposure score 40/100, Luana Savings Bank (#253) fixed-rate trap 40/100; Luana Savings Bank (#253) risk type credit driven; Luana Savings Bank (#253) rate regime rates elevated, Luana Savings Bank (#253) snapshot October 19, 2026.
Luana Savings Bank (#253) stress score moved from 71.2 on June 22, 2026 to 74.3 on October 20, 2026; Luana Savings Bank (#253) ranged 71.2 to 74.3 over 117 snapshots.
Luana Savings Bank (#253) alerts: 6 counties; top Luana Savings Bank (#253) alert scores: Clive County, IA 24 (low); Luana County, IA 24 (low); New Hampton County, IA 24 (low); Norwalk County, IA 24 (low); Ossian County, IA 24 (low).