Mound City Bank (FDIC #9037): Bank Stress & Real-Estate Credit Exposure

Mound City Bank (FDIC Cert #9037): bank stress 48/100, moderate, STABLE over 7 days; parent MOUND CTY FINL SERVICES INC.

Mound City Bank (#9037) lends in 4 counties across 1 state; Mound City Bank (#9037) reaches 88 ZIP codes: Wisconsin 4 counties, 88 ZIPs.

Mound City Bank (#9037) largest markets: Dane County, WI (46 branches, 46 ZIPs) (#9037), Grant County, WI (72 branches, 24 ZIPs) (#9037), Iowa County, WI (19 branches, 19 ZIPs) (#9037), Lafayette County, WI (14 branches, 14 ZIPs) (#9037).

Mound City Bank (#9037) reports $550.7 million in total assets; Mound City Bank (#9037) equity $69.1 million (12.5% of Mound City Bank (#9037) assets); Mound City Bank (#9037) domestic deposits $468.0 million; Mound City Bank (#9037) net income $4.6 million; Mound City Bank (#9037) return on assets 1.67%; Mound City Bank (#9037) return on equity 13.59%; Mound City Bank (#9037) net interest income $9.6 million; Mound City Bank (#9037) call report June 30, 2026.

Mound City Bank (#9037) noncurrent real-estate loans: none reported; Mound City Bank (#9037) net charge-offs on real estate 0.13%.

Mound City Bank (#9037) net interest margin 3.74% against an eight-quarter Mound City Bank (#9037) average of 3.21% (Mound City Bank (#9037) compression -0.53 points); Mound City Bank (#9037) rate-exposure score 40/100, Mound City Bank (#9037) fixed-rate trap 40/100; Mound City Bank (#9037) risk type credit driven; Mound City Bank (#9037) rate regime rates elevated, Mound City Bank (#9037) snapshot October 20, 2026.

Mound City Bank (#9037) stress score moved from 50 on June 22, 2026 to 48.2 on October 20, 2026; Mound City Bank (#9037) ranged 48.2 to 50 over 117 snapshots.

Mound City Bank (#9037) alerts: 4 counties; top Mound City Bank (#9037) alert scores: Belmont County, WI 19 (low); Mineral Point County, WI 19 (low); Mount Horeb County, WI 19 (low); Platteville County, WI 19 (low).