Town Bank National Assn (FDIC #34717): Bank Stress & Real-Estate Credit Exposure
Town Bank National Assn (FDIC Cert #34717): bank stress 61/100, elevated, STABLE over 7 days; parent WINTRUST FINANCIAL CORP (WTFC).
Town Bank National Assn (#34717) lends in 7 counties across 1 state; Town Bank National Assn (#34717) reaches 163 ZIP codes: Wisconsin 7 counties, 163 ZIPs.
Town Bank National Assn (#34717) largest markets: Dane County, WI (46 branches, 46 ZIPs) (#34717), Milwaukee County, WI (296 branches, 37 ZIPs) (#34717), Waukesha County, WI (186 branches, 31 ZIPs) (#34717), Rock County, WI (40 branches, 20 ZIPs) (#34717), Walworth County, WI (72 branches, 18 ZIPs) (#34717), Racine County, WI (48 branches, 16 ZIPs) (#34717).
Town Bank National Assn (#34717) reports $4.71 billion in total assets; Town Bank National Assn (#34717) equity $483.1 million (10.3% of Town Bank National Assn (#34717) assets); Town Bank National Assn (#34717) domestic deposits $3.81 billion; Town Bank National Assn (#34717) net income $32.5 million; Town Bank National Assn (#34717) return on assets 1.42%; Town Bank National Assn (#34717) return on equity 13.73%; Town Bank National Assn (#34717) net interest income $65.7 million; Town Bank National Assn (#34717) call report June 30, 2026.
Town Bank National Assn (#34717) noncurrent real-estate loans: none reported; Town Bank National Assn (#34717) net charge-offs on real estate 0.23%.
Town Bank National Assn (#34717) net interest margin 3.08% against an eight-quarter Town Bank National Assn (#34717) average of 3.06% (Town Bank National Assn (#34717) compression -0.01 points); Town Bank National Assn (#34717) rate-exposure score 40/100, Town Bank National Assn (#34717) fixed-rate trap 40/100; Town Bank National Assn (#34717) risk type credit driven; Town Bank National Assn (#34717) rate regime rates elevated; Town Bank National Assn (#34717) shares 13.4% below the 52-week high, Town Bank National Assn (#34717) equity trend weakening, Town Bank National Assn (#34717) snapshot October 19, 2026.
Town Bank National Assn (#34717) stress score moved from 59.9 on June 22, 2026 to 61.3 on October 19, 2026; Town Bank National Assn (#34717) ranged 59.9 to 61.3 over 116 snapshots.
Town Bank National Assn (#34717) alerts: 7 counties; top Town Bank National Assn (#34717) alert scores: Walworth County, WI 40 (moderate); Milwaukee County, WI 38 (moderate); Clinton County, WI 21 (low); Madison County, WI 21 (low); Mequon County, WI 21 (low).