Rock County, WI: Foreclosures, Tax Liens & Distressed Properties

Rock County, WI, Wisconsin: 20 ZIP codes scored, Rock County, WI averaging 26/100 (low, Rock, WI), from 17 to 31. Rock County, WI is in its peak phase (Rock, WI confidence 33/100): Rock, WI home prices up 4.2% (Rock, WI) over twelve months. Rock County, WI lender headwind: 74/100.

Highest-scoring Rock County, WI ZIPs: 53538 (31/100), 53190 (27/100), 53501 (27/100), 53505 (27/100), 53511 (27/100), 53525 (27/100). Also scored in Rock County, WI: 53534, 53536, 53537, 53545, 53546, 53548, 53563, 53576, 53114, 53589.

Across Rock County, WI's scored ZIPs: median home value $255,247, household income $75,492, 5.8% vacancy, 10.1% poverty, 71% owner-occupied, median age 42.3.

Rock County, WI insurance distress 62/100 (#861 in the US); FEMA hazard 52/100 for Rock, WI; 2 federal disaster declarations in Rock County, WI since 2023 (2 flood); 11 Rock, WI NFIP flood claims, $149K paid; Rock, WI construction distress 36/100.

18 banks with 34 branches lend in Rock County, WI; Rock, WI weighted bank stress 64/100, highest 83/100 in Rock, WI.

Rock County, WI unemployment 3.7% (Rock, WI -1.0 pts, six months); 413 new housing units permitted in Rock County, WI over twelve months, Rock, WI up 16% from 355; Rock, WI home prices +11.0% a year (Rock, WI) over three years.

71,109 housing units in Rock County, WI; 19,566 Rock, WI renter households; 40% of Rock, WI renters spend 30%+ of income on rent, 19% (Rock, WI) half or more.

Rock County, WI ranks #2,680 nationally on the opportunity index (Rock, WI, among all ranked counties); Rock, WI scores 25.0/100 and Rock, WI sits #44 inside Wisconsin. Rock, WI is in the weak opportunity phase; Rock, WI's primary driver is bank institutional, Rock, WI second driver construction; Rock, WI moved down 59 places. 2 short-sale listings across Rock, WI; 80 days on market observed in Rock, WI; 5.6% vacancy over 20 Rock, WI ZIPs.

0.8% of Rock County, WI mortgages were ninety-plus days late in December 2025; Rock, WI's thirty-to-eighty-nine-day share was 2.1% (CFPB county sample). Rock, WI's ninety-day rate is up 0.4 points on twelve months earlier; the Rock, WI peak since 2008 was 3.0% in January 2010; Wisconsin overall reads 0.5%.

Rock County, WI has 11 watched banks; 11 Rock, WI banks sit in an elevated band. Rock, WI footprints: Bank First N A (4 branches, stress 45) in Rock, WI; Bank Of Brodhead (2 branches, stress 80) in Rock, WI; Associated Bank Na (2 branches, stress 68) in Rock, WI.

HUD lists 6 assisted multifamily properties in Rock County, WI with 357 units; 163 Rock, WI units are assisted, 2 Rock, WI properties under project-based Section 8.

3,908 of the 71,109 housing units in Rock, WI sit vacant. Rock County, WI permitted 36 multifamily units in twelve months; Rock, WI's one-to-four unit structures added 377 units in Rock County, WI.