ZIP 53538 Property Distress & Foreclosure Data

DLRadar grades ZIP 53538 (Jefferson County, Wisconsin) at a minimal 12/100 for overall property distress. Structural exposure scores 24 and live distress 1 on the 0–100 scale. Property-level stress concentrates in structural risk (24/100), institutional ownership (3/100), mortgage stress (2/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (78/100).

The market reads expansion — home values rose 5.8% year on year, and 25% higher over three years, at 33/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 18,604 people live here, median age 44. There are about 8,373 housing units across 53538. Roughly 7.3% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $80,784 — near the roughly $78,000 national figure. A median home runs $245,900 here, or 2.8 times local income. On demographic stress specifically, 53538 scores 25/100. The tenure split is 75% owner-occupied to 25% rented. Rent burden reaches 27% of tenant households. Vacancy runs 7.0%. About 26% have a four-year degree.

Overall 53538 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.