ZIP 53538 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 53538 (Jefferson County, Wisconsin) returns a moderate composite of 31/100. The split runs 70/100 structural to 1/100 active on the ground. What sets it apart are the readings on construction/permit lag (94/100), structural risk (70/100), institutional ownership (42/100). mortgage stress (2/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (78/100), flood (NFIP) exposure (62/100)).

Prices here sit in a expansion phase: values rose 5.3% over the trailing year, and 25% higher over three years, at 32/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 18,604 people live here, median age 44. The ZIP holds roughly 8,373 housing units. Roughly 7.3% live below the poverty line, a low share typical of higher-equity areas. Median household income is $80,784, near the U.S. median near $78,000. The typical home is worth about $245,900 (2.8× income, relatively affordable). DLRadar's demographic-stress index for the area reads 25/100. 75% of housing is owner-occupied. Around 27% of renters are cost-burdened. The vacancy rate is 7.0%. Educational attainment sits at 26% bachelor's-or-above.

Net-net, 53538 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 53538 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 53538 runs through one identical scoring model, so its 31/100 sits on the same scale as every other ZIP in Jefferson County, Wisconsin and the nation. Where the record is thin for 53538, the field stays empty rather than modeled, and fills in as new documents post.

The 31/100 figure for 53538 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 53538 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.