ZIP 53137 Foreclosure, Tax-Lien & Distress Report

ZIP code 53137 in Jefferson County, Wisconsin carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic distress index. Property-level stress concentrates in construction/permit lag (95/100), structural risk (70/100), institutional ownership (42/100). mortgage stress (2/100) stay muted. Structurally it carries 70/100, against 1/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (78/100), flood (NFIP) exposure (62/100)).

Prices here sit in a expansion phase: values rose 5.3% over the trailing year, and 33% higher over three years (phase confidence 32/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

There are about 669 housing units across 53137. Rent burden reaches 0% of tenant households. Home values center near $366,200, an affordability ratio of 3.0× — accessible. Population is roughly 1,605 with a median age of 47. Roughly 3.0% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 1.8%. About 30% have a four-year degree. DLRadar's demographic-stress index for the area reads 18/100. At $111,346, median income runs above typical U.S. levels. 93% of housing is owner-occupied.

On balance 53137 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 53137 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 53137 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 31/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 53137 shows blanks, not estimates, wherever the record is sparse.

53137's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 53137 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.