ZIP 53038 Foreclosure, Tax-Lien & Distress Report

In Jefferson County, Wisconsin, ZIP 53038 scores 31 of 100 for composite distress, a moderate level on DLRadar's distress index. Environmental exposure also runs high (climate & FEMA risk (78/100), flood (NFIP) exposure (62/100)). Structural exposure scores 70 and live distress 1 on the 0–100 scale. The sharpest non-environmental signals are construction/permit lag (95/100), structural risk (70/100), institutional ownership (42/100). mortgage stress (2/100) stay muted.

Prices here sit in a expansion phase: values rose 5.3% over the trailing year, and 19% higher over three years (phase confidence 32/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Educational attainment sits at 30% bachelor's-or-above. The demographic-stress sub-score lands at 22/100. Roughly 4.5% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 1.6%. Households earn a median $93,333 — above the roughly $78,000 national figure. About 4,319 people live here, median age 38. The ZIP holds roughly 1,643 housing units. Owners hold 81% of homes, renters 19%. Around 10% of renters are cost-burdened. A median home runs $327,400 here, or 3.2 times local income.

Overall, 53038 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 53038 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 53038 read uses the identical scoring model applied coast to coast, which means its 31/100 score means exactly what it means anywhere else, and 53038 stays directly comparable to neighboring ZIPs and the rest of Jefferson County, Wisconsin. Where the record is thin for 53038, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 53038 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 31/100 roll-up. In workflow terms, 53038 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.