ZIP 53038 Property Distress & Foreclosure Data

DLRadar grades ZIP 53038 (Jefferson County, Wisconsin) at a minimal 12/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (78/100)). The latent-versus-live split is 24/100 structural and 1/100 already moving. Property-level stress concentrates in structural risk (24/100), institutional ownership (3/100), mortgage stress (2/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100).

The expansion-phase market in 53038 posted values that rose 5.8% over the year, and 19% higher over three years (phase confidence 33/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Around 30% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 22/100. The poverty rate is 4.5% — low. The vacancy rate is 1.6%. At $93,333, median income runs above typical U.S. levels. Population is roughly 4,319 with a median age of 38. The ZIP holds roughly 1,643 housing units. 81% of housing is owner-occupied. Around 10% of renters are cost-burdened. The typical home is worth about $327,400 (3.2× income, relatively affordable).

Broadly, 53038 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.