ZIP 53523 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 53523 (Dane County, Wisconsin) returns a low composite of 23/100. The latent-versus-live split is 52/100 structural and 2/100 already moving. Environmental exposure also runs high (climate & FEMA risk (89/100), flood (NFIP) exposure (65/100)). Property-level stress concentrates in structural risk (52/100), construction/permit lag (33/100), institutional ownership (25/100). On the quiet end sit institutional ownership (25/100) and mortgage stress (6/100).

The market reads peak — home values rose 4.9% year on year, and 15% higher over three years, at 25/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 5,077 with a median age of 49. A median home runs $345,300 here, or 3.0 times local income. The ZIP holds roughly 2,370 housing units. Educational attainment sits at 42% bachelor's-or-above. 83% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 25/100. The vacancy rate is 9.6%. Median household income is $100,903, above the U.S. median near $78,000. Roughly 9.1% live below the poverty line. Rent burden reaches 33% of tenant households.

Broadly, 53523 is a steadier market — the deals are the exceptions, not the rule. 53523 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 53523 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 53523 shows blanks, not estimates, wherever the record is sparse.

53523's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 53523 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.