ZIP 53527 Foreclosure, Tax-Lien & Distress Report

In Dane County, Wisconsin, ZIP 53527 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (89/100). The pressure is most legible in structural risk (54/100), construction/permit lag (31/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (8/100). Structural risk reads 54/100 against active distress of 2/100.

The neutral-phase market in 53527 posted values that rose 4.7% over the year, and 18% higher over three years, at 26/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The vacancy rate is 1.8%. Around 48% of adults hold a bachelor's degree or higher. The ZIP holds roughly 4,977 housing units. At $119,808, median income runs above typical U.S. levels. 81% of housing is owner-occupied. Roughly 2.6% live below the poverty line, a low share typical of higher-equity areas. Home values center near $444,700, an affordability ratio of 3.4× — accessible. Around 25% of renters are cost-burdened. Population is roughly 11,515 with a median age of 41. On demographic stress specifically, 53527 scores 22/100.

On balance, 53527 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 53527 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 53527, the field stays empty rather than modeled, and fills in as new documents post.

53527's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 53527 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.