ZIP 53531 Foreclosure, Tax-Lien & Distress Report

ZIP code 53531 in Dane County, Wisconsin carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (89/100)). Structural risk reads 54/100 against active distress of 2/100. The most distinctive pressure shows up in structural risk (54/100), construction/permit lag (31/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (8/100).

The neutral-phase market in 53531 posted values that rose 4.7% over the year, and 22% higher over three years, at 26/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $105,156 — above the roughly $78,000 national figure. 5.2% of residents fall below the poverty threshold. The tenure split is 84% owner-occupied to 16% rented. About 39% have a four-year degree. Rent burden reaches 24% of tenant households. The demographic-stress sub-score lands at 23/100. The ZIP holds roughly 1,644 housing units. Home values center near $353,300, an affordability ratio of 3.2× — accessible. The vacancy rate is 1.2%. 4,369 residents call 53531 home, typically aged 38.

On balance, 53531 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. There is no property file for 53531 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 53531's 24/100 can be lined up against any neighbor in Dane County, Wisconsin or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 53531 reflects the current record instead of a stale or modeled snapshot.

The 24/100 figure for 53531 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 53531 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.