ZIP 53531 Property Distress & Foreclosure Data

ZIP code 53531 in Dane County, Wisconsin carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (89/100). On the structural side it scores 53/100, with 2/100 of stress already active. What sets it apart are the readings on structural risk (53/100), construction/permit lag (30/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted.

Prices here sit in a peak phase: values rose 4.1% over the trailing year, and 22% higher over three years (phase confidence 29/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $105,156, above the U.S. median near $78,000. 5.2% of residents fall below the poverty threshold. Owners hold 84% of homes, renters 16%. Educational attainment sits at 39% bachelor's-or-above. Around 24% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 23/100. The ZIP holds roughly 1,644 housing units. Home values center near $353,300, an affordability ratio of 3.2× — accessible. The vacancy rate is 1.2%. 4,369 residents call 53531 home, typically aged 38.

On balance, 53531 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.