Northwestern Bank (FDIC #2468): Bank Stress & Real-Estate Credit Exposure

Northwestern Bank (FDIC Cert #2468): bank stress 41/100, contained, STABLE over 7 days; parent NW BANCSHARES INC.

Northwestern Bank (#2468) lends in 3 counties across 1 state; Northwestern Bank (#2468) reaches 42 ZIP codes: Wisconsin 3 counties, 42 ZIPs.

Northwestern Bank (#2468) largest markets: Clark County, WI (21 branches, 21 ZIPs) (#2468), Eau Claire County, WI (15 branches, 15 ZIPs) (#2468), Chippewa County, WI (70 branches, 14 ZIPs) (#2468).

Northwestern Bank (#2468) reports $725.6 million in total assets; Northwestern Bank (#2468) equity $75.2 million (10.4% of Northwestern Bank (#2468) assets); Northwestern Bank (#2468) domestic deposits $575.2 million; Northwestern Bank (#2468) net income $8.6 million; Northwestern Bank (#2468) return on assets 2.40%; Northwestern Bank (#2468) return on equity 23.66%; Northwestern Bank (#2468) net interest income $14.0 million; Northwestern Bank (#2468) call report June 30, 2026.

Northwestern Bank (#2468) noncurrent real-estate loans: none reported; Northwestern Bank (#2468) net charge-offs on real estate 0.04%.

Northwestern Bank (#2468) net interest margin 4.14% against an eight-quarter Northwestern Bank (#2468) average of 3.76% (Northwestern Bank (#2468) compression -0.38 points); Northwestern Bank (#2468) rate-exposure score 40/100, Northwestern Bank (#2468) fixed-rate trap 40/100; Northwestern Bank (#2468) risk type credit driven; Northwestern Bank (#2468) rate regime rates elevated, Northwestern Bank (#2468) snapshot October 20, 2026.

Northwestern Bank (#2468) stress score moved from 37.3 on June 22, 2026 to 41.4 on October 20, 2026; Northwestern Bank (#2468) ranged 37.3 to 41.4 over 117 snapshots.

Northwestern Bank (#2468) alerts: 3 counties; top Northwestern Bank (#2468) alert scores: Altoona County, WI 17 (low); Cornell County, WI 17 (low); Thorp County, WI 17 (low).